Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	11/19/1932
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	55102
State and County Number	27123
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	09
Numeric code	3
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Minneapolis-St. Paul-Bloomington, MN-WI

Operational Info

Number of Employees	1,413
Domestic Offices	71
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	05/01/2025
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	12923
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$16.41B
Total Deposits	$13.32B
Total Liabilities	$15.06B
Total Equity Capital	$1.36B
Net Income	$34.77M
Net Loans and Leases	$11.67B
Assets Per Employee ($Millions)	$11.62M
Bank Premises and Fixed Assets	$136.73M
Cash and Balances due from Depository Institutions	$254.32M
Deposits Held in Domestic Offices	$13.32B

Return on Assets (ROA)	0.85%
Return on Equity (ROE)	10.48%
Net Interest Margin	2.95%
Efficiency Ratio	65.54%
Tier 1 Risk-Based Capital Ratio	12.362%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.12%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.261%
Earning Assets to total Assets	94.52%

Total Interest Income	$193.56M
Total Noninterest Income	$23.70M
Total Interest Expense	$79.44M
Total Noninterest Expense	$90.33M
Net Interest Income	$114.12M
Pre-tax Net Operating Income	$42.39M
Provision for Credit Losses	$5.10M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$1.53M
Other borrowed funds	$1.42B
Federal Funds Sold & Reverse Repurchase Agreement	$703.00k
Federal Funds Purchased and Repurchased Agreement	$48.78M
All Other Liabilities	$145.36M
Total Liabilities and Capital	$16.41B

Securities	$3.73B
Available-for-sale debt securities	$1.84B
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$1.89B
Subordinated Debt	$0
Trading Account Assets	$36.55M
Trading Liabilities	$118.86M

What are the total assets of Bremer Bank, National Association?

$16.41B as of the latest filing.

How much are Bremer Bank, National Association's total deposits?

$13.32B in total deposits.

Where is Bremer Bank, National Association located?

Saint Paul, MN.

What is the Net Interest Margin?

2.95%.

How many domestic offices does it operate?

71.

When was it established?

11/19/1932.

What is the Return on Assets (ROA)?

0.85%.

How much are total loans and leases?

$11.67B (latest filing).

What is the total interest income (latest filing)?

$193.56M.