Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	02/06/1846
Community Bank	No
Ownership Type	Not Mutual
ZIP	01201
State and County Number	25003
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	01
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	Pittsfield, MA

Operational Info

Number of Employees	1,158
Domestic Offices	86
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	09/02/2025
Date of Deposit Insurance	01/02/1982
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	23621
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$12.03B
Total Deposits	$10.14B
Total Liabilities	$10.85B
Total Equity Capital	$1.18B
Net Income	$32.41M
Net Loans and Leases	$9.39B
Assets Per Employee ($Millions)	$10.39M
Bank Premises and Fixed Assets	$111.39M
Cash and Balances due from Depository Institutions	$802.83M
Deposits Held in Domestic Offices	$10.14B

Return on Assets (ROA)	1.08%
Return on Equity (ROE)	11.08%
Net Interest Margin	3.34%
Efficiency Ratio	56.93%
Tier 1 Risk-Based Capital Ratio	12.98%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.13%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.816%
Earning Assets to total Assets	93.54%

Total Interest Income	$151.46M
Total Noninterest Income	$21.01M
Total Interest Expense	$57.73M
Total Noninterest Expense	$66.45M
Net Interest Income	$93.73M
Pre-tax Net Operating Income	$44.29M
Provision for Credit Losses	$4.00M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$124.00k
Other borrowed funds	$464.73M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$175.38M
Total Liabilities and Capital	$12.03B

Securities	$1.14B
Available-for-sale debt securities	$664.71M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$476.76M
Subordinated Debt	$0
Trading Account Assets	$52.53M
Trading Liabilities	$66.24M

What are the total assets of Berkshire Bank?

$12.03B as of the latest filing.

How much are Berkshire Bank's total deposits?

$10.14B in total deposits.

Where is Berkshire Bank located?

Pittsfield, MA.

What is the Net Interest Margin?

3.34%.

How many domestic offices does it operate?

86.

When was it established?

02/06/1846.

What is the Return on Assets (ROA)?

1.08%.

How much are total loans and leases?

$9.39B (latest filing).

What is the total interest income (latest filing)?

$151.46M.