Berkshire Bank
Pittsfield, MA
IDRSSD: 473501
Total Assets
$12.03B
Latest filing
Total Deposits
$10.14B
Latest filing
Net Interest Margin
3.34%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/06/1846 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 01201 |
| State and County Number | 25003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | NEW YORK |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 1,158 |
| Domestic Offices | 86 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 01/02/1982 |
| Primary Insurance Agency | DIF |
| Website | www.berkshirebank.com |
| Data Updated | 2/13/2026 |
| CERT | 23621 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $12.03B |
| Total Deposits | $10.14B |
| Total Liabilities | $10.85B |
| Total Equity Capital | $1.18B |
| Net Income | $32.41M |
| Net Loans and Leases | $9.39B |
| Assets Per Employee ($Millions) | $10.39M |
| Bank Premises and Fixed Assets | $111.39M |
| Cash and Balances due from Depository Institutions | $802.83M |
| Deposits Held in Domestic Offices | $10.14B |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 11.08% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 56.93% |
| Tier 1 Risk-Based Capital Ratio | 12.98% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.816% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $151.46M |
| Total Noninterest Income | $21.01M |
| Total Interest Expense | $57.73M |
| Total Noninterest Expense | $66.45M |
| Net Interest Income | $93.73M |
| Pre-tax Net Operating Income | $44.29M |
| Provision for Credit Losses | $4.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $124.00k |
| Other borrowed funds | $464.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $175.38M |
| Total Liabilities and Capital | $12.03B |
Securities
| Securities | $1.14B |
| Available-for-sale debt securities | $664.71M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $476.76M |
| Subordinated Debt | $0 |
| Trading Account Assets | $52.53M |
| Trading Liabilities | $66.24M |
Frequently Asked Questions
What are the total assets of Berkshire Bank?
$12.03B as of the latest filing.
How much are Berkshire Bank's total deposits?
$10.14B in total deposits.
Where is Berkshire Bank located?
Pittsfield, MA.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
86.
When was it established?
02/06/1846.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$9.39B (latest filing).
What is the total interest income (latest filing)?
$151.46M.