Beardstown Savings s.b.
Beardstown, IL
IDRSSD: 835378
Total Assets
$73.02M
Latest filing
Total Deposits
$54.08M
Latest filing
Net Interest Margin
3.44%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Beardstown Savings s.b.
301 S State St
Beardstown, IL 62618
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 42877
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Beardstown Savings s.b. (Main) | 301 S State St | Beardstown, IL |
| WEST MAIN ST BRANCH | 201 W Main St | Mount Sterling, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62618 |
| State and County Number | 17017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.beardstownsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 30043 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $73.02M |
| Total Deposits | $54.08M |
| Total Liabilities | $65.91M |
| Total Equity Capital | $7.11M |
| Net Income | $57.00k |
| Net Loans and Leases | $41.08M |
| Assets Per Employee ($Millions) | $5.62M |
| Bank Premises and Fixed Assets | $634.00k |
| Cash and Balances due from Depository Institutions | $1.72M |
| Deposits Held in Domestic Offices | $54.08M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 3.26% |
| Net Interest Margin | 3.44% |
| Efficiency Ratio | 84.82% |
| Tier 1 Risk-Based Capital Ratio | 20.037% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.741% |
| Earning Assets to total Assets | 93.31% |
Income and Expense
| Total Interest Income | $924.00k |
| Total Noninterest Income | $38.00k |
| Total Interest Expense | $336.00k |
| Total Noninterest Expense | $531.00k |
| Net Interest Income | $588.00k |
| Pre-tax Net Operating Income | $95.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $41.00k |
| Other borrowed funds | $11.45M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $383.00k |
| Total Liabilities and Capital | $73.02M |
Securities
| Securities | $26.93M |
| Available-for-sale debt securities | $26.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Beardstown Savings s.b.?
$73.02M as of the latest filing.
How much are Beardstown Savings s.b.'s total deposits?
$54.08M in total deposits.
Where is Beardstown Savings s.b. located?
Beardstown, IL.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$41.08M (latest filing).
What is the total interest income (latest filing)?
$924.00k.