BankProv

Amesbury, MA
IDRSSD: 375502
Total Assets
$1.49B
Latest filing
Total Deposits
$1.25B
Latest filing
Net Interest Margin
3.73%
Profitability

Locations

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Main Office
BankProv
5 Market St
Amesbury, MA 01913
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1828FDIC Certificate 17736

Branches (6)

Page 1 of 1
NameAddressCity / State
BankProv (Main)5 Market StAmesbury, MA
HAVERHILL ROAD BRANCH1 Haverhill RdAmesbury, MA
STOREY AVENUE BRANCH66 Storey AveNewburyport, MA
SEABROOK BRANCH OFFICE1 Provident WaySeabrook, NH
PORTSMOUTH NH BRANCH25 Maplewood AvePortsmouth, NH
EXETER BRANCH95 Portsmouth AveExeter, NH
BEDFORD BRANCH115 S River RdBedford, NH
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1828
Community BankYes
Ownership TypeNot Mutual
ZIP01913
State and County Number25009
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees176
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance07/01/1985
Primary Insurance AgencyDIF
Websitewww.bankprov.com
Data Updated11/14/2025
CERT90141
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.49B
Total Deposits$1.25B
Total Liabilities$1.28B
Total Equity Capital$215.89M
Net Income$2.60M
Net Loans and Leases$1.25B
Assets Per Employee ($Millions)$8.48M
Bank Premises and Fixed Assets$15.49M
Cash and Balances due from Depository Institutions$128.88M
Deposits Held in Domestic Offices$1.25B

Key Performance Ratios

Return on Assets (ROA)0.69%
Return on Equity (ROE)4.86%
Net Interest Margin3.73%
Efficiency Ratio77.92%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.473%
Earning Assets to total Assets92.85%

Income and Expense

Total Interest Income$21.31M
Total Noninterest Income$1.56M
Total Interest Expense$8.21M
Total Noninterest Expense$11.42M
Net Interest Income$13.10M
Pre-tax Net Operating Income$3.65M
Provision for Credit Losses$-418,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.46M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$18.10M
Total Liabilities and Capital$1.49B

Securities

Securities$24.44M
Available-for-sale debt securities$24.44M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of BankProv?
$1.49B as of the latest filing.
How much are BankProv's total deposits?
$1.25B in total deposits.
Where is BankProv located?
Amesbury, MA.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1828.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$1.25B (latest filing).
What is the total interest income (latest filing)?
$21.31M.