Martha's Vineyard Bank
Edgartown, MA
IDRSSD: 196800
Total Assets
$1.30B
Latest filing
Total Deposits
$1.10B
Latest filing
Net Interest Margin
3.00%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Martha's Vineyard Bank
78 Main St
Edgartown, MA 02539
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/15/1955FDIC Certificate 17781
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Martha's Vineyard Bank (Main) | 78 Main St | Edgartown, MA |
| WEST TISBURY BRANCH | 490 State Rd | West Tisbury, MA |
| FOUR FLAGS CONDOMINIUM BRANCH | 236 Edgartown Vineyard Haven Rd | Edgartown, MA |
| MARTHA'S VINEYARD CO-OPERATIVE BANK OF TISBURY BRANCH | 11 State Rd | Vineyard Haven, MA |
| OAK BLUFFS BRANCH | 4 Uncas Ave | Oak Bluffs, MA |
| OAK BLUFFS BRANCH | 14 Oak Bluffs Avenue | Oak Bluffs, MA |
| CHILMARK BRANCH | 517 South Rd | Chilmark, MA |
| FALMOUTH BRANCH | 2 Water St | Falmouth, MA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/15/1955 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02539 |
| State and County Number | 25007 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Vineyard Haven, MA |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 11/04/1985 |
| Primary Insurance Agency | DIF |
| Website | www.mvbank.com |
| Data Updated | 11/14/2025 |
| CERT | 90190 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.30B |
| Total Deposits | $1.10B |
| Total Liabilities | $1.15B |
| Total Equity Capital | $141.18M |
| Net Income | $2.37M |
| Net Loans and Leases | $1.12B |
| Assets Per Employee ($Millions) | $11.77M |
| Bank Premises and Fixed Assets | $23.22M |
| Cash and Balances due from Depository Institutions | $17.12M |
| Deposits Held in Domestic Offices | $1.10B |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 6.8% |
| Net Interest Margin | 3% |
| Efficiency Ratio | 71.95% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.901% |
| Earning Assets to total Assets | 93.95% |
Income and Expense
| Total Interest Income | $13.89M |
| Total Noninterest Income | $2.11M |
| Total Interest Expense | $4.71M |
| Total Noninterest Expense | $8.12M |
| Net Interest Income | $9.18M |
| Pre-tax Net Operating Income | $3.21M |
| Provision for Credit Losses | $-40,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $42.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.73M |
| Total Liabilities and Capital | $1.30B |
Securities
| Securities | $91.45M |
| Available-for-sale debt securities | $91.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Martha's Vineyard Bank?
$1.30B as of the latest filing.
How much are Martha's Vineyard Bank's total deposits?
$1.10B in total deposits.
Where is Martha's Vineyard Bank located?
Edgartown, MA.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
10.
When was it established?
04/15/1955.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$1.12B (latest filing).
What is the total interest income (latest filing)?
$13.89M.