INSOUTH Bank
Brownsville, TN
IDRSSD: 329550
Total Assets
$572.67M
Latest filing
Total Deposits
$499.31M
Latest filing
Net Interest Margin
4.43%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
INSOUTH Bank
111 S Washington Ave
Brownsville, TN 38012
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1869FDIC Certificate 15277
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| INSOUTH Bank (Main) | 111 S Washington Ave | Brownsville, TN |
| HIGHWAY 51 SOUTH BRANCH | 425 Highway 51 S | Covington, TN |
| ATOKA BRANCH | 10950 Highway 51 S | Atoka, TN |
| MILLINGTON BRANCH | 7696 Us Highway 51 N | Millington, TN |
| DUPREE STREET BRANCH | 1119 Dupree Rd | Brownsville, TN |
| POPLAR AVENUE BRANCH | 5299 Poplar Ave | Memphis, TN |
| JACKSON BRANCH | 1421 Union University Drive | Jackson, TN |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38012 |
| State and County Number | 47075 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Brownsville, TN |
Operational Info
| Number of Employees | 108 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/15/1975 |
| Primary Insurance Agency | DIF |
| Website | www.insouth.com |
| Data Updated | 01/30/2026 |
| CERT | 22020 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $572.67M |
| Total Deposits | $499.31M |
| Total Liabilities | $527.87M |
| Total Equity Capital | $44.80M |
| Net Income | $1.47M |
| Net Loans and Leases | $442.55M |
| Assets Per Employee ($Millions) | $5.3M |
| Bank Premises and Fixed Assets | $27.87M |
| Cash and Balances due from Depository Institutions | $10.70M |
| Deposits Held in Domestic Offices | $499.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 13.25% |
| Net Interest Margin | 4.43% |
| Efficiency Ratio | 75.63% |
| Tier 1 Risk-Based Capital Ratio | 10.088% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.823% |
| Earning Assets to total Assets | 89.48% |
Income and Expense
| Total Interest Income | $8.34M |
| Total Noninterest Income | $1.23M |
| Total Interest Expense | $2.71M |
| Total Noninterest Expense | $5.18M |
| Net Interest Income | $5.62M |
| Pre-tax Net Operating Income | $1.65M |
| Provision for Credit Losses | $22.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $314.00k |
| Other borrowed funds | $23.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $46.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.03M |
| Total Liabilities and Capital | $572.67M |
Securities
| Securities | $68.54M |
| Available-for-sale debt securities | $68.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of INSOUTH Bank?
$572.67M as of the latest filing.
How much are INSOUTH Bank's total deposits?
$499.31M in total deposits.
Where is INSOUTH Bank located?
Brownsville, TN.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1869.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$442.55M (latest filing).
What is the total interest income (latest filing)?
$8.34M.