Pioneer Bank
Roswell, NM
IDRSSD: 606176
Total Assets
$1.10B
Latest filing
Total Deposits
$818.58M
Latest filing
Net Interest Margin
5.13%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pioneer Bank
3000 N Main St
Roswell, NM 88201
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1901FDIC Certificate 40706
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pioneer Bank (Main) | 3000 N Main St | Roswell, NM |
| MECHEM BRANCH | 1095 Mechem Dr | Ruidoso, NM |
| 1020 TENTH STREET BRANCH | 1020 10th St | Alamogordo, NM |
| CARLSBAD BRANCH | 111 N Canal St | Carlsbad, NM |
| 1020 N TURNER BRANCH | 1020 N Turner St | Hobbs, NM |
| LOHMAN BRANCH | 3831 E Lohman Ave | Las Cruces, NM |
| ROADRUNNER BRANCH | 2900 N Roadrunner Pkwy | Las Cruces, NM |
| ST. MARY'S PLACE BRANCH | 2 Saint Marys Pl | Roswell, NM |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 02/18/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 88201 |
| State and County Number | 35005 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Roswell, NM |
Operational Info
| Number of Employees | 159 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.pioneer.bank |
| Data Updated | 11/14/2025 |
| CERT | 27872 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.10B |
| Total Deposits | $818.58M |
| Total Liabilities | $990.16M |
| Total Equity Capital | $107.07M |
| Net Income | $5.61M |
| Net Loans and Leases | $618.08M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $25.67M |
| Cash and Balances due from Depository Institutions | $31.27M |
| Deposits Held in Domestic Offices | $818.58M |
Key Performance Ratios
| Return on Assets (ROA) | 2.07% |
| Return on Equity (ROE) | 21.54% |
| Net Interest Margin | 5.13% |
| Efficiency Ratio | 50.14% |
| Tier 1 Risk-Based Capital Ratio | 16.085% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.79% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.758% |
| Earning Assets to total Assets | 92.1% |
Income and Expense
| Total Interest Income | $15.20M |
| Total Noninterest Income | $2.72M |
| Total Interest Expense | $2.38M |
| Total Noninterest Expense | $7.79M |
| Net Interest Income | $12.82M |
| Pre-tax Net Operating Income | $5.60M |
| Provision for Credit Losses | $2.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.26M |
| Other borrowed funds | $156.93M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.65M |
| Total Liabilities and Capital | $1.10B |
Securities
| Securities | $378.12M |
| Available-for-sale debt securities | $367.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pioneer Bank?
$1.10B as of the latest filing.
How much are Pioneer Bank's total deposits?
$818.58M in total deposits.
Where is Pioneer Bank located?
Roswell, NM.
What is the Net Interest Margin?
5.13%.
How many domestic offices does it operate?
11.
When was it established?
02/18/1901.
What is the Return on Assets (ROA)?
2.07%.
How much are total loans and leases?
$618.08M (latest filing).
What is the total interest income (latest filing)?
$15.20M.