First National Bank USA
Boutte, LA
IDRSSD: 714839
Total Assets
$225.35M
Latest filing
Total Deposits
$191.40M
Latest filing
Net Interest Margin
4.83%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065402517BOUTTE, LA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank USA
13386 Highway 90
Boutte, LA 70039
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/23/1975FDIC Certificate 15298
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank USA (Main) | 13386 Highway 90 | Boutte, LA |
| THE LA PLACE BRANCH | 377 Belle Terre Blvd | La Place, LA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/23/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70039 |
| State and County Number | 22089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/20/2023 |
| Date of Deposit Insurance | 06/23/1975 |
| Primary Insurance Agency | DIF |
| Website | www.fnbusa.com |
| Data Updated | 01/30/2026 |
| CERT | 22046 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $225.35M |
| Total Deposits | $191.40M |
| Total Liabilities | $192.64M |
| Total Equity Capital | $32.70M |
| Net Income | $1.07M |
| Net Loans and Leases | $109.42M |
| Assets Per Employee ($Millions) | $8.35M |
| Bank Premises and Fixed Assets | $4.62M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $191.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 13.34% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 52.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.513% |
| Earning Assets to total Assets | 94.45% |
Income and Expense
| Total Interest Income | $3.07M |
| Total Noninterest Income | $133.00k |
| Total Interest Expense | $540.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $2.53M |
| Pre-tax Net Operating Income | $1.25M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $225.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.02M |
| Total Liabilities and Capital | $225.35M |
Securities
| Securities | $57.95M |
| Available-for-sale debt securities | $39.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank USA?
$225.35M as of the latest filing.
How much are First National Bank USA's total deposits?
$191.40M in total deposits.
Where is First National Bank USA located?
Boutte, LA.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
2.
When was it established?
06/23/1975.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$109.42M (latest filing).
What is the total interest income (latest filing)?
$3.07M.