First National Bank USA
Boutte, LA
IDRSSD: 714839
Total Assets
$218.42M
Latest filing
Total Deposits
$184.55M
Latest filing
Net Interest Margin
5.18%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank USA
13386 Highway 90
Boutte, LA 70039
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/23/1975FDIC Certificate 15298
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank USA (Main) | 13386 Highway 90 | Boutte, LA |
| THE LA PLACE BRANCH | 377 Belle Terre Blvd | La Place, LA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/23/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70039 |
| State and County Number | 22089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/20/2023 |
| Date of Deposit Insurance | 06/23/1975 |
| Primary Insurance Agency | DIF |
| Website | www.fnbusa.com |
| Data Updated | 11/14/2025 |
| CERT | 22046 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $218.42M |
| Total Deposits | $184.55M |
| Total Liabilities | $186.72M |
| Total Equity Capital | $31.70M |
| Net Income | $1.09M |
| Net Loans and Leases | $107.61M |
| Assets Per Employee ($Millions) | $7.8M |
| Bank Premises and Fixed Assets | $4.68M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $184.55M |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 13.96% |
| Net Interest Margin | 5.18% |
| Efficiency Ratio | 52.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.515% |
| Earning Assets to total Assets | 94.06% |
Income and Expense
| Total Interest Income | $3.25M |
| Total Noninterest Income | $160.00k |
| Total Interest Expense | $554.00k |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $2.70M |
| Pre-tax Net Operating Income | $1.37M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $230.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.94M |
| Total Liabilities and Capital | $218.42M |
Securities
| Securities | $59.30M |
| Available-for-sale debt securities | $41.03M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $18.27M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank USA?
$218.42M as of the latest filing.
How much are First National Bank USA's total deposits?
$184.55M in total deposits.
Where is First National Bank USA located?
Boutte, LA.
What is the Net Interest Margin?
5.18%.
How many domestic offices does it operate?
2.
When was it established?
06/23/1975.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$107.61M (latest filing).
What is the total interest income (latest filing)?
$3.25M.