Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	06/23/1975
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	70039
State and County Number	22089
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	06
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	New Orleans-Metairie, LA

Operational Info

Number of Employees	33
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/20/2023
Date of Deposit Insurance	06/23/1975
Primary Insurance Agency	DIF
Website	www.fnbusa.com
Data Updated	10/31/2025
CERT	22046
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$218.42M
Total Deposits	$184.55M
Total Liabilities	$186.72M
Total Equity Capital	$0
Net Income	$1.09M
Net Loans and Leases	$107.61M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$3.25M
Total Noninterest Income	$160.00k
Total Interest Expense	$554.00k
Total Noninterest Expense	$1.49M
Net Interest Income	$2.70M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About First National Bank USA

Explore the latest call report data for First National Bank USA. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of First National Bank USA?

$218.42M as of the latest filing.

How much are First National Bank USA's total deposits?

$184.55M in total deposits.

Where is First National Bank USA located?

Boutte, LA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

06/23/1975.

Who is the primary regulator?

OCC.