Visbanking Logo

Bank of Ripley

Ripley, TN
IDRSSD: 433550
Total Assets
$271.18M
Latest filing
Total Deposits
$229.01M
Latest filing
Net Interest Margin
3.09%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Newport Federal Bank
Newport, Tennessee
→
Assets: $273.91MΔ +1.0%
Citizens Bank and Trust Company of Grainger County
Rutledge, Tennessee
→
Assets: $267.32MΔ -1.4%
Mountain Valley Bank
Dunlap, Tennessee
→
Assets: $260.28MΔ -4.0%
Sonata Bank
Brentwood, Tennessee
→
Assets: $256.81MΔ -5.3%
Bank of Dickson
Dickson, Tennessee
→
Assets: $288.44MΔ +6.4%
Bank of Crockett
Bells, Tennessee
→
Assets: $291.92MΔ +7.6%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/14/1939
Community BankYes
Ownership TypeNot Mutual
ZIP38063
State and County Number47097
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees62
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/05/2024
Date of Deposit Insurance07/14/1939
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT15673
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$271.18M
Total Deposits$229.01M
Total Liabilities$238.60M
Total Equity Capital$32.58M
Net Income$544.00k
Net Loans and Leases$91.70M
Assets Per Employee ($Millions)$4.37M
Bank Premises and Fixed Assets$3.67M
Cash and Balances due from Depository Institutions$5.42M
Deposits Held in Domestic Offices$229.01M

Key Performance Ratios

Return on Assets (ROA)0.8%
Return on Equity (ROE)6.93%
Net Interest Margin3.09%
Efficiency Ratio74.85%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.014%
Earning Assets to total Assets93.21%

Income and Expense

Total Interest Income$2.82M
Total Noninterest Income$753.00k
Total Interest Expense$864.00k
Total Noninterest Expense$2.03M
Net Interest Income$1.96M
Pre-tax Net Operating Income$566.00k
Provision for Credit Losses$115.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$6.13M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$257.00k
All Other Liabilities$3.19M
Total Liabilities and Capital$271.18M

Securities

Securities$159.68M
Available-for-sale debt securities$75.16M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$84.44M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Ripley?
$271.18M as of the latest filing.
How much are Bank of Ripley's total deposits?
$229.01M in total deposits.
Where is Bank of Ripley located?
Ripley, TN.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
5.
When was it established?
07/14/1939.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$91.70M (latest filing).
What is the total interest income (latest filing)?
$2.82M.