Bank of Orchard
Orchard, NE
IDRSSD: 661157
Total Assets
$32.77M
Latest filing
Total Deposits
$28.24M
Latest filing
Net Interest Margin
3.05%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1950 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68764 |
| State and County Number | 31003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/05/2024 |
| Date of Deposit Insurance | 04/10/1950 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 16905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $32.77M |
| Total Deposits | $28.24M |
| Total Liabilities | $28.36M |
| Total Equity Capital | $4.41M |
| Net Income | $113.00k |
| Net Loans and Leases | $9.99M |
| Assets Per Employee ($Millions) | $6.55M |
| Bank Premises and Fixed Assets | $27.00k |
| Cash and Balances due from Depository Institutions | $7.03M |
| Deposits Held in Domestic Offices | $28.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 10.38% |
| Net Interest Margin | 3.05% |
| Efficiency Ratio | 58.36% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.455% |
| Earning Assets to total Assets | 96.73% |
Income and Expense
| Total Interest Income | $361.00k |
| Total Noninterest Income | $31.00k |
| Total Interest Expense | $111.00k |
| Total Noninterest Expense | $164.00k |
| Net Interest Income | $250.00k |
| Pre-tax Net Operating Income | $121.00k |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $116.00k |
| Total Liabilities and Capital | $32.77M |
Securities
| Securities | $15.26M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $15.26M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Orchard?
$32.77M as of the latest filing.
How much are Bank of Orchard's total deposits?
$28.24M in total deposits.
Where is Bank of Orchard located?
Orchard, NE.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
1.
When was it established?
04/10/1950.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$9.99M (latest filing).
What is the total interest income (latest filing)?
$361.00k.