Bank of Guam
Hagatna, GU
IDRSSD: 711472
Total Assets
$2.74B
Latest filing
Total Deposits
$2.47B
Latest filing
Net Interest Margin
4.93%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Guam
111 W Chalan Santo Papa
Hagatna, GU 96910
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/11/1972FDIC Certificate 14428
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank of Guam (Main) | 111 W Chalan Santo Papa | Hagatna, GU |
| CHUUK BRANCH | Shigeto Building | Chuuk, FM |
| GARAPAN BRANCH | Bank Of Guam Building, Beach Road, Alaihai Ave | Saipan, MP |
| MAJURO BRANCH | Delap Village | Majuro, MH |
| TAMUNING BRANCH | 590 S Marine Corps Dr | Tamuning, GU |
| TINIAN FACILITY BRANCH | San Jose Village | Tinian, MP |
| SAN FRANCISCO BRANCH | 400 Montgomery St | San Francisco, CA |
| PALAU BRANCH | Pdc Building | Koror, PW |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/11/1972 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 96910 |
| State and County Number | 66010 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 530 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 16 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 12/11/1972 |
| Primary Insurance Agency | DIF |
| Website | www.bankofguam.com |
| Data Updated | 11/14/2025 |
| CERT | 20884 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.74B |
| Total Deposits | $2.47B |
| Total Liabilities | $2.52B |
| Total Equity Capital | $223.42M |
| Net Income | $4.13M |
| Net Loans and Leases | $1.68B |
| Assets Per Employee ($Millions) | $5.18M |
| Bank Premises and Fixed Assets | $42.33M |
| Cash and Balances due from Depository Institutions | $194.41M |
| Deposits Held in Domestic Offices | $1.90B |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 7.49% |
| Net Interest Margin | 4.93% |
| Efficiency Ratio | 78.51% |
| Tier 1 Risk-Based Capital Ratio | 263,928% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.55% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.145% |
| Earning Assets to total Assets | 93.1% |
Income and Expense
| Total Interest Income | $34.19M |
| Total Noninterest Income | $11.65M |
| Total Interest Expense | $3.04M |
| Total Noninterest Expense | $33.60M |
| Net Interest Income | $31.15M |
| Pre-tax Net Operating Income | $5.46M |
| Provision for Credit Losses | $3.74M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $50.95M |
| Total Liabilities and Capital | $2.74B |
Securities
| Securities | $715.03M |
| Available-for-sale debt securities | $405.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $309.96M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Guam?
$2.74B as of the latest filing.
How much are Bank of Guam's total deposits?
$2.47B in total deposits.
Where is Bank of Guam located?
Hagatna, GU.
What is the Net Interest Margin?
4.93%.
How many domestic offices does it operate?
1.
When was it established?
12/11/1972.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$1.68B (latest filing).
What is the total interest income (latest filing)?
$34.19M.