BankPacific, Ltd

Hagatna, GU
IDRSSD: 364270
Total Assets
$172.80M
Latest filing
Total Deposits
$149.09M
Latest filing
Net Interest Margin
6.27%
Profitability

Locations

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Main Office
BankPacific, Ltd
151 Aspinall Ave
Hagatna, GU 96910
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1953FDIC Certificate 43526

Branches (5)

Page 1 of 1
NameAddressCity / State
BankPacific, Ltd (Main)151 Aspinall AveHagatna, GU
MARINE DRIVE BRANCHSouth Marine DriveTamuning, GU
WEST MARINE DRIVE BRANCHWest Marine DriveDededo, GU
AGAT BRANCH875 North Route 2Agat, GU
SAIPAN BRANCH - GARAPAN, NEXT TO THE CHRISTO RAI CHURCHBeach Rd And Rosa StSaipan, MP
PALAU BRANCHLebuu Street Tngerongel HamletKoror, PW
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1953
Community BankYes
Ownership TypeNot Mutual
ZIP96910
State and County Number66010
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees92
Domestic Offices0
Foreign Offices0
US Offices6
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.bankpacific.com
Data Updated11/14/2025
CERT30692
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$172.80M
Total Deposits$149.09M
Total Liabilities$151.54M
Total Equity Capital$21.26M
Net Income$502.00k
Net Loans and Leases$91.31M
Assets Per Employee ($Millions)$1.82M
Bank Premises and Fixed Assets$8.02M
Cash and Balances due from Depository Institutions$30.41M
Deposits Held in Domestic Offices$126.63M

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)9.48%
Net Interest Margin6.27%
Efficiency Ratio75.57%
Tier 1 Risk-Based Capital Ratio21,259%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.303%
Earning Assets to total Assets90.87%

Income and Expense

Total Interest Income$2.52M
Total Noninterest Income$494.00k
Total Interest Expense$3.00k
Total Noninterest Expense$2.30M
Net Interest Income$2.51M
Pre-tax Net Operating Income$636.00k
Provision for Credit Losses$73.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.45M
Total Liabilities and Capital$172.80M

Securities

Securities$39.28M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$39.28M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of BankPacific, Ltd?
$172.80M as of the latest filing.
How much are BankPacific, Ltd's total deposits?
$149.09M in total deposits.
Where is BankPacific, Ltd located?
Hagatna, GU.
What is the Net Interest Margin?
6.27%.
How many domestic offices does it operate?
.
When was it established?
01/01/1953.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$91.31M (latest filing).
What is the total interest income (latest filing)?
$2.52M.