BankPacific, Ltd

Hagatna, GU
IDRSSD: 364270
Total Assets
$178.07M
Latest filing
Total Deposits
$154.05M
Latest filing
Net Interest Margin
6.17%
Profitability

Key People

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Locations

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Main Office
BankPacific, Ltd
151 Aspinall Ave
Hagatna, GU 96910
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1953FDIC Certificate 43526

Branches (5)

Page 1 of 1
NameAddressCity / State
BankPacific, Ltd (Main)151 Aspinall AveHagatna, GU
MARINE DRIVE BRANCHSouth Marine DriveTamuning, GU
WEST MARINE DRIVE BRANCHWest Marine DriveDededo, GU
AGAT BRANCH875 North Route 2Agat, GU
SAIPAN BRANCH - GARAPAN, NEXT TO THE CHRISTO RAI CHURCHBeach Rd And Rosa StSaipan, MP
PALAU BRANCHLebuu Street Tngerongel HamletKoror, PW
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1953
Community BankYes
Ownership TypeNot Mutual
ZIP96910
State and County Number66010
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees95
Domestic Offices0
Foreign Offices0
US Offices6
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.bankpacific.com
Data Updated01/30/2026
CERT30692
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$178.07M
Total Deposits$154.05M
Total Liabilities$156.49M
Total Equity Capital$21.58M
Net Income$323.00k
Net Loans and Leases$89.13M
Assets Per Employee ($Millions)$1.85M
Bank Premises and Fixed Assets$7.84M
Cash and Balances due from Depository Institutions$38.05M
Deposits Held in Domestic Offices$131.38M

Key Performance Ratios

Return on Assets (ROA)0.74%
Return on Equity (ROE)6.03%
Net Interest Margin6.17%
Efficiency Ratio85.44%
Tier 1 Risk-Based Capital Ratio21,582%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.12%
Earning Assets to total Assets91.33%

Income and Expense

Total Interest Income$2.47M
Total Noninterest Income$398.00k
Total Interest Expense$4.00k
Total Noninterest Expense$2.48M
Net Interest Income$2.47M
Pre-tax Net Operating Income$379.00k
Provision for Credit Losses$7.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.44M
Total Liabilities and Capital$178.07M

Securities

Securities$39.39M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$39.39M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of BankPacific, Ltd?
$178.07M as of the latest filing.
How much are BankPacific, Ltd's total deposits?
$154.05M in total deposits.
Where is BankPacific, Ltd located?
Hagatna, GU.
What is the Net Interest Margin?
6.17%.
How many domestic offices does it operate?
.
When was it established?
01/01/1953.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$89.13M (latest filing).
What is the total interest income (latest filing)?
$2.47M.