Bank of Cleveland
Cleveland, TN
IDRSSD: 144034
Total Assets
$381.17M
Latest filing
Total Deposits
$282.12M
Latest filing
Net Interest Margin
6.82%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/08/1987 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37311 |
| State and County Number | 47011 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | DALLAS |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/22/2025 |
| Date of Deposit Insurance | 05/08/1987 |
| Primary Insurance Agency | DIF |
| Website | www.bankofcleveland.com |
| Data Updated | 2/13/2026 |
| CERT | 26955 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $381.17M |
| Total Deposits | $282.12M |
| Total Liabilities | $288.16M |
| Total Equity Capital | $93.02M |
| Net Income | $2.76M |
| Net Loans and Leases | $284.47M |
| Assets Per Employee ($Millions) | $7.06M |
| Bank Premises and Fixed Assets | $9.98M |
| Cash and Balances due from Depository Institutions | $49.13M |
| Deposits Held in Domestic Offices | $282.12M |
Key Performance Ratios
| Return on Assets (ROA) | 2.9% |
| Return on Equity (ROE) | 12.06% |
| Net Interest Margin | 6.82% |
| Efficiency Ratio | 35.67% |
| Tier 1 Risk-Based Capital Ratio | 22.218% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 24.403% |
| Earning Assets to total Assets | 86.92% |
Income and Expense
| Total Interest Income | $6.62M |
| Total Noninterest Income | $562.00k |
| Total Interest Expense | $985.00k |
| Total Noninterest Expense | $2.71M |
| Net Interest Income | $5.63M |
| Pre-tax Net Operating Income | $3.48M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.04M |
| Total Liabilities and Capital | $381.17M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Cleveland?
$381.17M as of the latest filing.
How much are Bank of Cleveland's total deposits?
$282.12M in total deposits.
Where is Bank of Cleveland located?
Cleveland, TN.
What is the Net Interest Margin?
6.82%.
How many domestic offices does it operate?
5.
When was it established?
05/08/1987.
What is the Return on Assets (ROA)?
2.9%.
How much are total loans and leases?
$284.47M (latest filing).
What is the total interest income (latest filing)?
$6.62M.