Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	01/01/1933
Community Bank	No
Ownership Type	Not Mutual
ZIP	28255
State and County Number	37119
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	05
Numeric code	3
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	—
Core Based Statistical Area Name	Charlotte-Concord-Gastonia, NC-SC

Operational Info

Number of Employees	135,643
Domestic Offices	240
Foreign Offices	3
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	01/03/1995
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	BIF
Website	N/A
Data Updated	11/14/2025
CERT	4892
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$2.65T
Total Deposits	$2.09T
Total Liabilities	$2.40T
Total Equity Capital	$251.57B
Net Income	$7.99B
Net Loans and Leases	$1.15T
Assets Per Employee ($Millions)	$19.54M
Bank Premises and Fixed Assets	$19.01B
Cash and Balances due from Depository Institutions	$232.92B
Deposits Held in Domestic Offices	$1.96T

Return on Assets (ROA)	1.2%
Return on Equity (ROE)	12.72%
Net Interest Margin	2.5%
Efficiency Ratio	53.3%
Tier 1 Risk-Based Capital Ratio	196,596,000%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.2%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.489%
Earning Assets to total Assets	90.73%

Total Interest Income	$26.71B
Total Noninterest Income	$7.00B
Total Interest Expense	$11.65B
Total Noninterest Expense	$11.78B
Net Interest Income	$15.06B
Pre-tax Net Operating Income	$8.99B
Provision for Credit Losses	$1.29B
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$152.00M
Other borrowed funds	$84.44B
Federal Funds Sold & Reverse Repurchase Agreement	$48.26B
Federal Funds Purchased and Repurchased Agreement	$129.10B
All Other Liabilities	$45.99B
Total Liabilities and Capital	$2.65T

Securities	$902.16B
Available-for-sale debt securities	$370.57B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$531.41B
Subordinated Debt	$1.41B
Trading Account Assets	$119.72B
Trading Liabilities	$43.85B

What are the total assets of Nationsbank of North Carolina, National Association?

$2.65T as of the latest filing.

How much are Nationsbank of North Carolina, National Association's total deposits?

$2.09T in total deposits.

Where is Nationsbank of North Carolina, National Association located?

Charlotte, NC.

What is the Net Interest Margin?

2.50%.

How many domestic offices does it operate?

240.

When was it established?

01/01/1933.

What is the Return on Assets (ROA)?

1.2%.

How much are total loans and leases?

$1.15T (latest filing).

What is the total interest income (latest filing)?

$26.71B.