Genesee Regional Bank
Rochester, NY
IDRSSD: 852704
Total Assets
$1.32B
Latest filing
Total Deposits
$1.00B
Latest filing
Net Interest Margin
3.13%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Genesee Regional Bank
1850 Winton Rd S
Rochester, NY 14618
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/12/1985FDIC Certificate 32843
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Genesee Regional Bank (Main) | 1850 Winton Rd S | Rochester, NY |
| GREECE BRANCH | 4180 W Ridge Rd | Rochester, NY |
| PITTSFORD BRANCH | 3380 Monroe Ave | Rochester, NY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14618 |
| State and County Number | 36055 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Rochester, NY |
Operational Info
| Number of Employees | 161 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/12/1985 |
| Primary Insurance Agency | DIF |
| Website | www.grbbank.com |
| Data Updated | 11/14/2025 |
| CERT | 26333 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.32B |
| Total Deposits | $1.00B |
| Total Liabilities | $1.20B |
| Total Equity Capital | $112.38M |
| Net Income | $3.50M |
| Net Loans and Leases | $932.79M |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $5.36M |
| Cash and Balances due from Depository Institutions | $128.37M |
| Deposits Held in Domestic Offices | $1.00B |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 12.87% |
| Net Interest Margin | 3.13% |
| Efficiency Ratio | 51.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.533% |
| Earning Assets to total Assets | 94.12% |
Income and Expense
| Total Interest Income | $17.47M |
| Total Noninterest Income | $4.38M |
| Total Interest Expense | $7.93M |
| Total Noninterest Expense | $7.10M |
| Net Interest Income | $9.53M |
| Pre-tax Net Operating Income | $6.31M |
| Provision for Credit Losses | $502.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $186.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.73M |
| Total Liabilities and Capital | $1.32B |
Securities
| Securities | $190.86M |
| Available-for-sale debt securities | $190.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Genesee Regional Bank?
$1.32B as of the latest filing.
How much are Genesee Regional Bank's total deposits?
$1.00B in total deposits.
Where is Genesee Regional Bank located?
Rochester, NY.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
3.
When was it established?
08/12/1985.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$932.79M (latest filing).
What is the total interest income (latest filing)?
$17.47M.