Amerasia Bank

Flushing, NY
IDRSSD: 1169650
Total Assets
$993.85M
Latest filing
Total Deposits
$808.39M
Latest filing
Net Interest Margin
5.04%
Profitability

Locations

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Main Office
Amerasia Bank
4106 Main St
Flushing, NY 11355
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/20/1988FDIC Certificate 39368

Branches (6)

Page 1 of 1
NameAddressCity / State
Amerasia Bank (Main)4106 Main StFlushing, NY
NORTH MIAMI BEACH BRANCH501 Ne 167th StMiami, FL
86-26 BROADWAY BRANCH8626 BroadwayElmhurst, NY
MIAMI BRANCH4601 Nw 72nd AveMiami, FL
ORLANDO BRANCH OFFICE5210 W Colonial DrOrlando, FL
SUNRISE BRANCH OFFICE10079 Sunset StripSunrise, FL
BAYSIDE BRANCH OFFICE21401 Northern BlvdBayside, NY
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/20/1988
Community BankYes
Ownership TypeNot Mutual
ZIP11355
State and County Number36081
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees87
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/20/1988
Primary Insurance AgencyDIF
Websitewww.amerasiabankny.com
Data Updated11/14/2025
CERT27267
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$993.85M
Total Deposits$808.39M
Total Liabilities$839.51M
Total Equity Capital$154.34M
Net Income$7.11M
Net Loans and Leases$737.99M
Assets Per Employee ($Millions)$11.04M
Bank Premises and Fixed Assets$30.34M
Cash and Balances due from Depository Institutions$87.68M
Deposits Held in Domestic Offices$808.39M

Key Performance Ratios

Return on Assets (ROA)2.86%
Return on Equity (ROE)18.87%
Net Interest Margin5.04%
Efficiency Ratio29.98%
Tier 1 Risk-Based Capital Ratio19.864%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.529%
Earning Assets to total Assets95.03%

Income and Expense

Total Interest Income$17.93M
Total Noninterest Income$771.00k
Total Interest Expense$5.99M
Total Noninterest Expense$3.81M
Net Interest Income$11.94M
Pre-tax Net Operating Income$9.00M
Provision for Credit Losses$-99,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$24.68M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.44M
Total Liabilities and Capital$993.85M

Securities

Securities$127.61M
Available-for-sale debt securities$127.61M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Amerasia Bank?
$993.85M as of the latest filing.
How much are Amerasia Bank's total deposits?
$808.39M in total deposits.
Where is Amerasia Bank located?
Flushing, NY.
What is the Net Interest Margin?
5.04%.
How many domestic offices does it operate?
7.
When was it established?
06/20/1988.
What is the Return on Assets (ROA)?
2.86%.
How much are total loans and leases?
$737.99M (latest filing).
What is the total interest income (latest filing)?
$17.93M.