Solvay Bank
Solvay, NY
IDRSSD: 722816
Total Assets
$1.18B
Latest filing
Total Deposits
$1.06B
Latest filing
Net Interest Margin
2.43%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Solvay Bank
1537 Milton Ave
Solvay, NY 13209
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1917FDIC Certificate 8406
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Solvay Bank (Main) | 1537 Milton Ave | Solvay, NY |
| CAMILLUS BRANCH | 56 Genesee St | Camillus, NY |
| SYRACUSE BRANCH | 109 S Warren St | Syracuse, NY |
| NORTH SYRACUSE BRANCH | 628 S Main St | North Syracuse, NY |
| LIVERPOOL BRANCH | 7421 Oswego Rd | Liverpool, NY |
| CICERO BRANCH | 7895 Brewerton Rd | Cicero, NY |
| DEWITT BRANCH | 6828 E Genesee St | Fayetteville, NY |
| BALDWINSVILLE BRANCH | 197 Downer St | Baldwinsville, NY |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/17/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 13209 |
| State and County Number | 36067 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Syracuse, NY |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.solvaybank.com |
| Data Updated | 01/30/2026 |
| CERT | 13297 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.18B |
| Total Deposits | $1.06B |
| Total Liabilities | $1.09B |
| Total Equity Capital | $92.77M |
| Net Income | $1.65M |
| Net Loans and Leases | $735.31M |
| Assets Per Employee ($Millions) | $7.84M |
| Bank Premises and Fixed Assets | $13.58M |
| Cash and Balances due from Depository Institutions | $33.17M |
| Deposits Held in Domestic Offices | $1.06B |
Key Performance Ratios
| Return on Assets (ROA) | 0.54% |
| Return on Equity (ROE) | 7.2% |
| Net Interest Margin | 2.43% |
| Efficiency Ratio | 75.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.837% |
| Earning Assets to total Assets | 94.42% |
Income and Expense
| Total Interest Income | $12.19M |
| Total Noninterest Income | $1.57M |
| Total Interest Expense | $5.17M |
| Total Noninterest Expense | $6.46M |
| Net Interest Income | $7.02M |
| Pre-tax Net Operating Income | $1.92M |
| Provision for Credit Losses | $211.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $135.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.55M |
| Total Liabilities and Capital | $1.18B |
Securities
| Securities | $359.84M |
| Available-for-sale debt securities | $355.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.32M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Solvay Bank?
$1.18B as of the latest filing.
How much are Solvay Bank's total deposits?
$1.06B in total deposits.
Where is Solvay Bank located?
Solvay, NY.
What is the Net Interest Margin?
2.43%.
How many domestic offices does it operate?
9.
When was it established?
03/17/1917.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$735.31M (latest filing).
What is the total interest income (latest filing)?
$12.19M.