1st Bank Yuma
Yuma, AZ
IDRSSD: 3048487
Total Assets
$553.40M
Latest filing
Total Deposits
$485.40M
Latest filing
Net Interest Margin
4.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
1st Bank Yuma
2799 S 4th Ave
Yuma, AZ 85364
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/04/2001FDIC Certificate 360755
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| 1st Bank Yuma (Main) | 2799 S 4th Ave | Yuma, AZ |
| SAN LUIS BRANCH | 645 N William Brooks Ave | San Luis, AZ |
| YUMA BRANCH | 1800 S 4th Ave | Yuma, AZ |
| NOGALES BRANCH | 825 N Grand Ave | Nogales, AZ |
| FORTUNA BRANCH | 11600 S Fortuna Rd | Yuma, AZ |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Goldwater Bank, N.A.
Phoenix, Arizona
→
Assets: $456.47MΔ -21.4%
Southwest Heritage Bank
Scottsdale, Arizona
→
Assets: $927.52MΔ +59.7%
BNC National Bank
Glendale, Arizona
→
Assets: $940.41MΔ +61.9%
Gateway Commercial Bank
Mesa, Arizona
→
Assets: $212.50MΔ -63.4%
Mission Bank
Kingman, Arizona
→
Assets: $190.38MΔ -67.2%
Integro Bank
Phoenix, Arizona
→
Assets: $138.15MΔ -76.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/04/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 85364 |
| State and County Number | 04027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Yuma, AZ |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/04/2001 |
| Primary Insurance Agency | DIF |
| Website | www.1stbankyuma.com |
| Data Updated | 11/14/2025 |
| CERT | 57298 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $553.40M |
| Total Deposits | $485.40M |
| Total Liabilities | $489.53M |
| Total Equity Capital | $63.87M |
| Net Income | $2.40M |
| Net Loans and Leases | $274.92M |
| Assets Per Employee ($Millions) | $6.83M |
| Bank Premises and Fixed Assets | $6.73M |
| Cash and Balances due from Depository Institutions | $107.26M |
| Deposits Held in Domestic Offices | $485.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.69% |
| Return on Equity (ROE) | 15.4% |
| Net Interest Margin | 4.52% |
| Efficiency Ratio | 55.09% |
| Tier 1 Risk-Based Capital Ratio | 20.109% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.541% |
| Earning Assets to total Assets | 92.84% |
Income and Expense
| Total Interest Income | $6.72M |
| Total Noninterest Income | $1.03M |
| Total Interest Expense | $792.00k |
| Total Noninterest Expense | $3.83M |
| Net Interest Income | $5.93M |
| Pre-tax Net Operating Income | $3.12M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.18M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.12M |
| Total Liabilities and Capital | $553.40M |
Securities
| Securities | $135.70M |
| Available-for-sale debt securities | $135.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1st Bank Yuma?
$553.40M as of the latest filing.
How much are 1st Bank Yuma's total deposits?
$485.40M in total deposits.
Where is 1st Bank Yuma located?
Yuma, AZ.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
5.
When was it established?
09/04/2001.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$274.92M (latest filing).
What is the total interest income (latest filing)?
$6.72M.