USAA Federal Savings Bank
Phoenix, AZ
IDRSSD: 619877
Total Assets
$104.90B
Latest filing
Total Deposits
$90.80B
Latest filing
Net Interest Margin
5.24%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
USAA Federal Savings Bank
1 Norterra Dr
Phoenix, AZ 85085
Limited Service - Administrative
Updated 11/14/2025Established 12/30/1983FDIC Certificate 45022
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| USAA Federal Savings Bank (Main) | 1 Norterra Dr | Phoenix, AZ |
| MCDERMOTT BRANCH | 10750 Mcdermott Fwy | San Antonio, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 12/30/1983 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 85085 |
| State and County Number | 04013 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Phoenix-Mesa-Chandler, AZ |
Operational Info
| Number of Employees | 13,558 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/01/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.usaa.com |
| Data Updated | 11/14/2025 |
| CERT | 32188 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $104.90B |
| Total Deposits | $90.80B |
| Total Liabilities | $99.92B |
| Total Equity Capital | $4.99B |
| Net Income | $108.00M |
| Net Loans and Leases | $42.29B |
| Assets Per Employee ($Millions) | $7.93M |
| Bank Premises and Fixed Assets | $15.00M |
| Cash and Balances due from Depository Institutions | $8.52B |
| Deposits Held in Domestic Offices | $90.80B |
Key Performance Ratios
| Return on Assets (ROA) | 0.41% |
| Return on Equity (ROE) | 8.92% |
| Net Interest Margin | 5.24% |
| Efficiency Ratio | 77.7% |
| Tier 1 Risk-Based Capital Ratio | 9,166,000% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.92% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.754% |
| Earning Assets to total Assets | 90.25% |
Income and Expense
| Total Interest Income | $1.41B |
| Total Noninterest Income | $499.00M |
| Total Interest Expense | $158.00M |
| Total Noninterest Expense | $1.36B |
| Net Interest Income | $1.25B |
| Pre-tax Net Operating Income | $149.00M |
| Provision for Credit Losses | $241.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.00M |
| Other borrowed funds | $7.18B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.94B |
| Total Liabilities and Capital | $104.90B |
Securities
| Securities | $50.80B |
| Available-for-sale debt securities | $15.93B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $34.65B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of USAA Federal Savings Bank?
$104.90B as of the latest filing.
How much are USAA Federal Savings Bank's total deposits?
$90.80B in total deposits.
Where is USAA Federal Savings Bank located?
Phoenix, AZ.
What is the Net Interest Margin?
5.24%.
How many domestic offices does it operate?
2.
When was it established?
12/30/1983.
What is the Return on Assets (ROA)?
0.41%.
How much are total loans and leases?
$42.29B (latest filing).
What is the total interest income (latest filing)?
$1.41B.