Gateway Commercial Bank

Mesa, AZ
IDRSSD: 3667132
Total Assets
$225.22M
Latest filing
Total Deposits
$190.75M
Latest filing
Net Interest Margin
3.79%
Profitability

Locations

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Main Office
Gateway Commercial Bank
6860 E Warner Rd
Mesa, AZ 85212
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/03/2007FDIC Certificate 462762

Branches (0)

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NameAddressCity / State
No branch data available.
Gateway Commercial Bank (Main)6860 E Warner RdMesa, AZ

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/03/2007
Community BankYes
Ownership TypeNot Mutual
ZIP85212
State and County Number04013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NamePhoenix-Mesa-Chandler, AZ

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance12/03/2007
Primary Insurance AgencyDIF
Websitewww.gcbaz.com
Data Updated11/14/2025
CERT58678
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$225.22M
Total Deposits$190.75M
Total Liabilities$200.11M
Total Equity Capital$25.11M
Net Income$796.00k
Net Loans and Leases$146.57M
Assets Per Employee ($Millions)$13.25M
Bank Premises and Fixed Assets$1.88M
Cash and Balances due from Depository Institutions$15.35M
Deposits Held in Domestic Offices$190.75M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)13.1%
Net Interest Margin3.79%
Efficiency Ratio45.33%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.147%
Earning Assets to total Assets95.32%

Income and Expense

Total Interest Income$2.99M
Total Noninterest Income$73.00k
Total Interest Expense$1.02M
Total Noninterest Expense$926.00k
Net Interest Income$1.97M
Pre-tax Net Operating Income$1.04M
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$8.92M
All Other Liabilities$446.00k
Total Liabilities and Capital$225.22M

Securities

Securities$54.41M
Available-for-sale debt securities$54.41M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Gateway Commercial Bank?
$225.22M as of the latest filing.
How much are Gateway Commercial Bank's total deposits?
$190.75M in total deposits.
Where is Gateway Commercial Bank located?
Mesa, AZ.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
1.
When was it established?
12/03/2007.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$146.57M (latest filing).
What is the total interest income (latest filing)?
$2.99M.