Gateway Commercial Bank

Mesa, AZ
IDRSSD: 3667132
Total Assets
$246.64M
Latest filing
Total Deposits
$204.89M
Latest filing
Net Interest Margin
3.77%
Profitability

Key People

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Locations

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Main Office
Gateway Commercial Bank
6860 E Warner Rd
Mesa, AZ 85212
Full Service - Brick and Mortar
Updated 04/17/2026Established 12/03/2007FDIC Certificate 462762

Branches (0)

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NameAddressCity / State
No branch data available.
Gateway Commercial Bank (Main)6860 E Warner RdMesa, AZ

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/03/2007
Community BankYes
Ownership TypeNot Mutual
ZIP85212
State and County Number04013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NamePhoenix-Mesa-Chandler, AZ

Operational Info

Number of Employees17
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance12/03/2007
Primary Insurance AgencyDIF
Websitewww.gcbaz.com
Data Updated04/17/2026
CERT58678
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$246.64M
Total Deposits$204.89M
Total Liabilities$221.73M
Total Equity Capital$24.91M
Net Income$877.00k
Net Loans and Leases$150.09M
Assets Per Employee ($Millions)$14.51M
Bank Premises and Fixed Assets$1.92M
Cash and Balances due from Depository Institutions$33.92M
Deposits Held in Domestic Offices$204.89M

Key Performance Ratios

Return on Assets (ROA)1.48%
Return on Equity (ROE)14.27%
Net Interest Margin3.77%
Efficiency Ratio45.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.099%
Earning Assets to total Assets95.03%

Income and Expense

Total Interest Income$3.15M
Total Noninterest Income$80.00k
Total Interest Expense$1.03M
Total Noninterest Expense$997.00k
Net Interest Income$2.12M
Pre-tax Net Operating Income$1.15M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$9.38M
All Other Liabilities$465.00k
Total Liabilities and Capital$246.64M

Securities

Securities$53.56M
Available-for-sale debt securities$53.56M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Gateway Commercial Bank?
$246.64M as of the latest filing.
How much are Gateway Commercial Bank's total deposits?
$204.89M in total deposits.
Where is Gateway Commercial Bank located?
Mesa, AZ.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
1.
When was it established?
12/03/2007.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$150.09M (latest filing).
What is the total interest income (latest filing)?
$3.15M.