Southwest Heritage Bank
Scottsdale, AZ
IDRSSD: 955977
Total Assets
$895.65M
Latest filing
Total Deposits
$762.88M
Latest filing
Net Interest Margin
3.75%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Southwest Heritage Bank
8777 E Hartford Dr
Scottsdale, AZ 85255
Limited Service - Administrative
Updated 11/14/2025Established 08/01/1934FDIC Certificate 41921
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Southwest Heritage Bank (Main) | 8777 E Hartford Dr | Scottsdale, AZ |
| COMMERCE BANK OF ARIZONA BRANCH | 7315 N Oracle Rd | Tucson, AZ |
| GREEN VALLEY BRANCH | 265 W Continental Rd | Green Valley, AZ |
| LAS CRUCES BRANCH | 220 N Telshor Blvd | Las Cruces, NM |
| SCOTTSDALE BRANCH | 16435 N Scottsdale Rd | Scottsdale, AZ |
| EL PASO OFFICE BRANCH | 6350 Escondido Dr | El Paso, TX |
| COMMERCE BANK OF ARIZONA BRANCH | 5210 E Williams Cir | Tucson, AZ |
| ALAMOGORDO BRANCH | 500 10th St | Alamogordo, NM |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | OCC |
| Established Date | 08/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 85255 |
| State and County Number | 04013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Phoenix-Mesa-Chandler, AZ |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/20/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.swhbank.com |
| Data Updated | 11/14/2025 |
| CERT | 29087 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $895.65M |
| Total Deposits | $762.88M |
| Total Liabilities | $779.50M |
| Total Equity Capital | $116.15M |
| Net Income | $1.98M |
| Net Loans and Leases | $680.79M |
| Assets Per Employee ($Millions) | $8.96M |
| Bank Premises and Fixed Assets | $11.09M |
| Cash and Balances due from Depository Institutions | $50.28M |
| Deposits Held in Domestic Offices | $762.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 6.95% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 73.54% |
| Tier 1 Risk-Based Capital Ratio | 14.288% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.968% |
| Earning Assets to total Assets | 93.8% |
Income and Expense
| Total Interest Income | $13.16M |
| Total Noninterest Income | $274.00k |
| Total Interest Expense | $5.14M |
| Total Noninterest Expense | $6.48M |
| Net Interest Income | $8.02M |
| Pre-tax Net Operating Income | $2.51M |
| Provision for Credit Losses | $-700,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.20M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.63M |
| Total Liabilities and Capital | $895.65M |
Securities
| Securities | $107.69M |
| Available-for-sale debt securities | $103.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.75M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southwest Heritage Bank?
$895.65M as of the latest filing.
How much are Southwest Heritage Bank's total deposits?
$762.88M in total deposits.
Where is Southwest Heritage Bank located?
Scottsdale, AZ.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
9.
When was it established?
08/01/1934.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$680.79M (latest filing).
What is the total interest income (latest filing)?
$13.16M.