Southwest Heritage Bank
Scottsdale, AZ
IDRSSD: 955977
Total Assets
$893.88M
Latest filing
Total Deposits
$762.80M
Latest filing
Net Interest Margin
3.89%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
122105922SCOTTSDALE, AZ122106251SCOTTSDALE, AZ312270324SCOTTSDALE, AZ
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Southwest Heritage Bank
8777 E Hartford Dr
Scottsdale, AZ 85255
Limited Service - Administrative
Updated 01/30/2026Established 08/01/1934FDIC Certificate 41921
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Southwest Heritage Bank (Main) | 8777 E Hartford Dr | Scottsdale, AZ |
| COMMERCE BANK OF ARIZONA BRANCH | 7315 N Oracle Rd | Tucson, AZ |
| GREEN VALLEY BRANCH | 265 W Continental Rd | Green Valley, AZ |
| LAS CRUCES BRANCH | 220 N Telshor Blvd | Las Cruces, NM |
| SCOTTSDALE BRANCH | 16435 N Scottsdale Rd | Scottsdale, AZ |
| EL PASO OFFICE BRANCH | 6350 Escondido Dr | El Paso, TX |
| COMMERCE BANK OF ARIZONA BRANCH | 5210 E Williams Cir | Tucson, AZ |
| ALAMOGORDO BRANCH | 500 10th St | Alamogordo, NM |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Zenith Bank & Trust
Scottsdale, Arizona
→
Assets: $115.96MΔ -87.1%
Scottsdale Community Bank
Scottsdale, Arizona
→
Assets: $97.20MΔ -89.1%
Gainey Business Bank
Scottsdale, Arizona
→
Assets: $79.25MΔ -91.2%
BNC National Bank
Glendale, Arizona
→
Assets: $1.00BΔ +11.9%
1st Bank Yuma
Yuma, Arizona
→
Assets: $553.40MΔ -38.2%
Goldwater Bank, N.A.
Phoenix, Arizona
→
Assets: $474.32MΔ -47.0%
Institution Profile
| Institution Class | N/A |
| Primary Regulator | OCC |
| Established Date | 08/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 85255 |
| State and County Number | 04013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Phoenix-Mesa-Chandler, AZ |
Operational Info
| Number of Employees | 100 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/20/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.swhbank.com |
| Data Updated | 01/30/2026 |
| CERT | 29087 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $893.88M |
| Total Deposits | $762.80M |
| Total Liabilities | $775.60M |
| Total Equity Capital | $118.28M |
| Net Income | $1.72M |
| Net Loans and Leases | $702.76M |
| Assets Per Employee ($Millions) | $8.94M |
| Bank Premises and Fixed Assets | $10.72M |
| Cash and Balances due from Depository Institutions | $33.70M |
| Deposits Held in Domestic Offices | $762.80M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 5.88% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 73.08% |
| Tier 1 Risk-Based Capital Ratio | 14.153% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.233% |
| Earning Assets to total Assets | 94.05% |
Income and Expense
| Total Interest Income | $12.88M |
| Total Noninterest Income | $225.00k |
| Total Interest Expense | $4.71M |
| Total Noninterest Expense | $6.51M |
| Net Interest Income | $8.18M |
| Pre-tax Net Operating Income | $2.05M |
| Provision for Credit Losses | $-157,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.80M |
| Total Liabilities and Capital | $893.88M |
Securities
| Securities | $106.36M |
| Available-for-sale debt securities | $102.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southwest Heritage Bank?
$893.88M as of the latest filing.
How much are Southwest Heritage Bank's total deposits?
$762.80M in total deposits.
Where is Southwest Heritage Bank located?
Scottsdale, AZ.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
9.
When was it established?
08/01/1934.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$702.76M (latest filing).
What is the total interest income (latest filing)?
$12.88M.