BNC National Bank
Glendale, AZ
IDRSSD: 2358769
Total Assets
$1.00B
Latest filing
Total Deposits
$884.91M
Latest filing
Net Interest Margin
3.97%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BNC National Bank
20175 N 67th Ave
Glendale, AZ 85308
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/09/2001FDIC Certificate 359425
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| BNC National Bank (Main) | 20175 N 67th Ave | Glendale, AZ |
| LINTON BRANCH | 104 N Broadway St | Linton, ND |
| GARRISON BRANCH | 92 N Main St | Garrison, ND |
| STANLEY BRANCH | 210 S Main St | Stanley, ND |
| WATFORD CITY BRANCH | 205 N Main St | Watford City, ND |
| CROSBY BRANCH | 206 S Main St | Crosby, ND |
| AUTO BANK BRANCH | 219 S 3rd St | Bismarck, ND |
| BNC FINANCIAL SERVICES | 116 N 4th St | Bismarck, ND |
Showing 7 of 12
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/09/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 85308 |
| State and County Number | 04013 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Phoenix-Mesa-Chandler, AZ |
Operational Info
| Number of Employees | 131 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 07/09/2001 |
| Primary Insurance Agency | DIF |
| Website | www.bncbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57197 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.00B |
| Total Deposits | $884.91M |
| Total Liabilities | $889.99M |
| Total Equity Capital | $112.12M |
| Net Income | $2.93M |
| Net Loans and Leases | $723.52M |
| Assets Per Employee ($Millions) | $7.71M |
| Bank Premises and Fixed Assets | $10.92M |
| Cash and Balances due from Depository Institutions | $115.10M |
| Deposits Held in Domestic Offices | $884.91M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 10.63% |
| Net Interest Margin | 3.97% |
| Efficiency Ratio | 62.19% |
| Tier 1 Risk-Based Capital Ratio | 13.698% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.188% |
| Earning Assets to total Assets | 94.54% |
Income and Expense
| Total Interest Income | $13.37M |
| Total Noninterest Income | $1.48M |
| Total Interest Expense | $4.28M |
| Total Noninterest Expense | $6.57M |
| Net Interest Income | $9.09M |
| Pre-tax Net Operating Income | $3.83M |
| Provision for Credit Losses | $165.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $673.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.41M |
| Total Liabilities and Capital | $1.00B |
Securities
| Securities | $118.42M |
| Available-for-sale debt securities | $118.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BNC National Bank?
$1.00B as of the latest filing.
How much are BNC National Bank's total deposits?
$884.91M in total deposits.
Where is BNC National Bank located?
Glendale, AZ.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
13.
When was it established?
07/09/2001.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$723.52M (latest filing).
What is the total interest income (latest filing)?
$13.37M.