Tier 1 Risk-Based Capital Ratio2024Q4

Updated: 2024-12-31
TEXAS·2024-12-31·Banks: 382

State Rankings & Insights

See how banks across TEXAS rank on Tier 1 Risk-Based Capital Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 12.67%
  • Median: 13.07%
  • Min / Max: 0.00%219.08%
Count
382
Sum
4840.02%
Avg
12.67%
Median
13.07%
Min
0.00%
Max
219.08%
BankCityTier 1 Risk-Based Capital Ratio
INTEGRITY BANK SSBHOUSTON219.08%
CHARLES SCHWAB TRUST BANKWESTLAKE89.77%
BRAZOS NATIONAL BANKRICHWOOD85.75%
FIRST NB OF MERTZONMERTZON84.40%
BEAL BANKPLANO67.25%
ZAVALA COUNTY BANKCRYSTAL CITY61.78%
CHARLES SCHWAB PREMIER BK SSWESTLAKE59.91%
DONLEY COUNTY STATE BANKCLARENDON53.81%
WELLS FARGO BANK S CNTL NAHOUSTON52.08%
FIRST NB OF HEBBRONVILLEHEBBRONVILLE44.83%
CHARLES SCHWAB BANK SSBWESTLAKE41.70%
FIRST NB OF LAKE JACKSONLAKE JACKSON40.61%
HILL BANK&TRUST COWEIMAR38.35%
COLUMBUS STATE BANKCOLUMBUS38.07%
COMMERCE BANKLAREDO37.50%
CITIZENS 1ST BANKTYLER37.47%
FIRST NB OF STERLING CITYSTERLING CITY37.10%
FIRST NB OF LIVINGSTONLIVINGSTON35.18%
JUNCTION NATIONAL BANKJUNCTION33.58%
FIRST NB OF STANTONSTANTON33.34%
INTERNATIONAL BK OF COMZAPATA32.74%
AUSTIN CAPITAL BANK SSBAUSTIN31.95%
CITIZENS NB OF HILLSBOROHILLSBORO30.97%
CITIZENS STATE BANKGANADO30.29%
HASKELL NATIONAL BANKHASKELL29.92%
FIRST NATIONAL BANK OF LIPANLIPAN29.30%
VICTORY BANKLUBBOCK28.98%
POINTWEST BANKWEST27.99%
NORMANGEE STATE BANKNORMANGEE27.70%
UNITY NB OF HOUSTONHOUSTON27.43%
ANGELINA SAVINGS BANK SSBLUFKIN27.30%
CITY NATIONAL BANK OF TAYLORTAYLOR27.18%
BUCKHOLTS STATE BANKBUCKHOLTS26.97%
CORNERSTONE CAPITAL BANK SSBHOUSTON26.38%
INTERNATIONAL BK OF COMBROWNSVILLE26.11%
SPRING HILL STATE BANKLONGVIEW25.98%
TEXAS NATIONAL BANKSWEETWATER25.74%
FARMERS&MERCHANTS BANKDE LEON25.65%
TEXAS COMMUNITY BANKLAREDO25.09%
DALHART FS&LA SSBDALHART24.91%
FIRST STB OF SAN DIEGOSAN DIEGO24.83%
SANGER BANKSANGER24.76%
COMMERCIAL STATE BANKPALMER24.32%
KRESS NATIONAL BANKKRESS24.09%
TITAN BANK N AMINERAL WELLS23.81%
LAMESA NATIONAL BANKLAMESA23.43%
OZONA BANKOZONA23.23%
TEXAS EXCHANGE BANKCROWLEY22.80%
COMMUNITY B&T WACO TEXASWACO22.55%
PAVILLION BANKRICHARDSON22.15%
COMMERCIAL BANKMASON21.98%
LOVELADY STATE BANKLOVELADY21.96%
SPUR SECURITY BANKSPUR21.80%
CITIZENS BANKKILGORE21.79%
KARNES CNTY NB OF KARNES CTYKARNES CITY21.67%
TRUSTTEXAS BANK SSBCUERO21.63%
FARMERS STATE BANKCENTER21.62%
FIRST TEXAS BANKLAMPASAS21.49%
GULF CAPITAL BANKHOUSTON21.20%
COLONIAL SAVINGS FAFORT WORTH20.73%
AMERICAN MOMENTUM BANKCOLLEGE STATION20.59%
GLOBAL ONE BANKHOUSTON20.23%
FIRST BANK OF CELESTECELESTE20.18%
LONE STAR NATIONAL BANKPHARR20.17%
FIRST TEXAS BANKGEORGETOWN20.08%
BRIDGE CITY STATE BANKBRIDGE CITY20.08%
FIRST NATIONAL BANK TEXASKILLEEN20.06%
STATE NATIONAL BANKGROOM19.83%
TEXAS STATE BANKSAN ANGELO19.69%
MCBANKGOLDTHWAITE19.69%
PEOPLES STATE BANKSHEPHERD19.52%
INTERNATIONAL BK OF COMLAREDO19.46%
CITIZENS STATE BANKROMA19.35%
FIRST NB OF BASTROPBASTROP19.32%
JACKSBORO NATIONAL BANKJACKSBORO19.31%
CITY NATIONAL BANKCORSICANA19.27%
FALCON INTERNATIONAL BANKLAREDO19.21%
TEXAS ADVANTAGE CMTY BANK NAALVIN19.14%
PEOPLES STATE BANKROCKSPRINGS18.94%
FIRST BANK&TRUST OF MEMPHISMEMPHIS18.92%
FIRST NATIONAL BANKROTAN18.88%
SOUTHTRUST BANK N AGEORGE WEST18.87%
FIRST SECURITY STATE BANKCRANFILLS GAP18.82%
SOUTHSTAR BANK SSBMOULTON18.70%
ANAHUAC NATIONAL BANKANAHUAC18.63%
CYPRESS BANK SSBPITTSBURG18.44%
TEXASBANKBROWNWOOD18.38%
ARROWHEAD BANKLLANO18.09%
FIRST STATE BANKGRAHAM17.90%
BANK&TRUST SSBDEL RIO17.89%
GRAHAM SAVINGS&LOAN SSBGRAHAM17.65%
CITY NB OF COLORADO CITYCOLORADO CITY17.51%
SAGE CAPITAL BANKGONZALES17.47%
CITIZENS STATE BANKWOODVILLE17.41%
BRENHAM NATIONAL BANKBRENHAM17.38%
FIRST FINANCIAL BANKABILENE17.36%
FIRST FEDERAL CMTY BANK SSBPARIS17.12%
TRINITY BANK N AFORT WORTH17.09%
TIB NATIONAL ASSNFARMERS BRANCH17.02%
FIRST STATE BANKABERNATHY16.91%
BRADY NATIONAL BANKBRADY16.89%
FIRST NATIONAL BANK OF ANSONANSON16.89%
FIRST NB OF TOM BEANTOM BEAN16.85%
LONE STAR BANKHOUSTON16.77%
COMMUNITY BANKBRIDGEPORT16.69%
HERRING BANKAMARILLO16.66%
T BANK NATIONAL ASSNDALLAS16.62%
HOMEBANK TEXASSEAGOVILLE16.47%
FIRST COMMERCIAL BANK NASEGUIN16.45%
FIRST NB OF BOSQUE COUNTYVALLEY MILLS16.44%
PROSPERITY BANKEL CAMPO16.36%
CITIZENS NATIONAL BANKCAMERON16.35%
FIRST NB OF DUBLINDUBLIN16.25%
GREATER STATE BANKMCALLEN16.19%
FIRST UNITED BANKDIMMITT16.15%
TXN BANKHONDO16.08%
FIRST NB OF CENTRAL TEXASWACO16.07%
GRANDVIEW BANKGRANDVIEW16.06%
FAYETTE SAVINGS BANK SSBLA GRANGE16.00%
FIRST COMMAND BANKFORT WORTH16.00%
TEJAS BANKMONAHANS15.84%
GUARANTY BANK&TRUST N AMOUNT PLEASANT15.79%
COMMUNITY NB&T OF TEXASCORSICANA15.76%
FIRST LIBERTY BANKLIBERTY15.72%
CHARTER BANKCORPUS CHRISTI15.71%
FIRST COMMUNITY BANKCORPUS CHRISTI15.67%
HOMETOWN BANK NATIONAL ASSNGALVESTON15.66%
TEXAS REPUBLIC BANK NAFRISCO15.63%
POINTBANKPILOT POINT15.57%
FIRST NB OF BALLINGERBALLINGER15.45%
SOUTHSIDE BANKTYLER15.35%
PLAINSCAPITAL BANKUNIVERSITY PARK15.35%
SHELBY SAVINGS BANK SSBCENTER15.18%
PEGASUS BANKDALLAS15.11%
TEXAS NATIONAL BANKMERCEDES15.11%
TEXAS NB OF JACKSONVILLEJACKSONVILLE15.10%
CITIZENS BANKAMARILLO15.08%
FANNIN BANKBONHAM14.95%
NEXBANKDALLAS14.93%
GILMER NB GILMER TEXASGILMER14.87%
ALLIANCE BANKSULPHUR SPRINGS14.83%
VERABANK NATIONAL ASSNHENDERSON14.81%
WEST TEXAS NATIONAL BANKMIDLAND14.75%
GOLDEN BANK NATIONAL ASSNHOUSTON14.75%
COMMERCIAL BANK OF TEXAS NANACOGDOCHES14.71%
LIBERTY CAPITAL BANKADDISON14.67%
EXTRACO BANKS NATIONAL ASSNTEMPLE14.66%
BANK OF THE WESTGRAPEVINE14.62%
INWOOD NATIONAL BANKDALLAS14.52%
TEXAS FIRST BANKTEXAS CITY14.52%
COMMERCIAL NB OF TEXARKANATEXARKANA14.39%
FIRST NATIONAL BANKWICHITA FALLS14.32%
TEXAS HERITAGE BANKBOERNE14.31%
BOC BANKMCLEAN14.28%
FIRST NB OF HUGHES SPRINGSHUGHES SPRINGS14.28%
LONE STAR CAPITAL BANK NASAN ANTONIO14.23%
ALLIANCE BANK CENTRAL TEXASWOODWAY14.22%
TBK BANK SSBDALLAS14.17%
STELLAR BANKHOUSTON14.13%
WELLINGTON STATE BANKWELLINGTON14.04%
CIERA BANKGRAHAM13.98%
PEOPLES BANKLUBBOCK13.98%
PILGRIM BANKPITTSBURG13.97%
AMERICAN FIRST NATIONAL BANKHOUSTON13.90%
PINNACLE BANKFORT WORTH13.89%
RIO BANKMCALLEN13.78%
SOUTHWESTERN NATIONAL BANKHOUSTON13.78%
FROST BANKSAN ANTONIO13.76%
INCOMMONS BANK N AMEXIA13.75%
FIRST-LOCKHART NATIONAL BANKLOCKHART13.71%
FIRST COMMUNITY BANKSAN BENITO13.67%
TEXAS REGIONAL BANKHARLINGEN13.66%
CITY NB OF SULPHUR SPRINGSSULPHUR SPRINGS13.63%
FARMERS STATE BANKGROESBECK13.58%
AMERICAN BANK NATIONAL ASSNCORPUS CHRISTI13.58%
CITIZENS NB OF TEXASWAXAHACHIE13.56%
BENCHMARK BANKPLANO13.55%
COMMUNITY NATIONAL BANKMIDLAND13.54%
MAPLEMARK BANKDALLAS13.52%
COLEMAN COUNTY STATE BANKCOLEMAN13.52%
CITY BANKLUBBOCK13.48%
TEXAS SECURITY BANKDALLAS13.46%
BROADWAY NATIONAL BANKSAN ANTONIO13.45%
TEXAS BANK&TRUST COLONGVIEW13.42%
AMERICAN BANK NATIONAL ASSNWACO13.42%
KLEBERG BANK N AKINGSVILLE13.27%
FIRST NB OF HEREFORDHEREFORD13.24%
AMERICAN STATE BANKARP13.20%
VISTA BANKDALLAS13.18%
CITIZENS BANK NATIONAL ASSNABILENE13.08%
FIRST BANKBURKBURNETT13.08%
CENTRAL NATIONAL BANKWACO13.05%
CAPTEX BANKFORT WORTH12.95%
FIRST STATE BANKCLUTE12.95%
CENTRAL BANKHOUSTON12.94%
AMERICAN BANK OF COMMERCEWOLFFORTH12.89%
FIRST STATE BANKGAINESVILLE12.87%
FIRST NB OF SONORASONORA12.81%
CLASSIC BANK NATIONAL ASSNCAMERON12.79%
TOLLESON PRIVATE BANKDALLAS12.77%
NATIONAL BANK OF ANDREWSANDREWS12.76%
TEXAS CAPITAL BANKDALLAS12.75%
SUNFLOWER BANK NATIONAL ASSNDALLAS12.74%
NBT FINANCIAL BANKFORT WORTH12.72%
HORIZON BANK SSBAUSTIN12.72%
WESTSTAR BANKEL PASO12.64%
HARMONY BANKDALLAS12.61%
AMERICAN NB OF TEXASTERRELL12.60%
LEGEND BANK N ABOWIE12.57%
INDEPENDENT BANKMCKINNEY12.54%
VERITEX COMMUNITY BANKDALLAS12.52%
FIRST NB OF MCGREGORMC GREGOR12.49%
GUADALUPE BANKKERRVILLE12.45%
CAPITAL BANKJACINTO CITY12.43%
COMMERCIAL NB OF BRADYBRADY12.42%
FIRSTBANK SOUTHWESTAMARILLO12.36%
THIRD COAST BANKHUMBLE12.35%
AMERICAN NATIONAL BANK&TRUSTWICHITA FALLS12.33%
DOMINION BANKDALLAS12.24%
SUNDOWN STATE BANKSUNDOWN11.88%
KEYSTONE BANK SSBAUSTIN11.85%
JEFFERSON BANKSAN ANTONIO11.79%
WALLIS BANKWALLIS11.77%
COMERICA BANKDALLAS11.74%
VANTAGE BANK TEXASSAN ANTONIO11.60%
R BANKROUND ROCK11.55%
AMARILLO NATIONAL BANKAMARILLO11.44%
FIRST CAPITAL BANKQUANAH11.32%
WORTHINGTON BANKARLINGTON11.20%
SUSSER BANKDALLAS11.18%
TEXANA BANK NATIONAL ASSNLINDEN11.13%
TEXAS PARTNERS BANKSAN ANTONIO10.53%
BANK OF TEXASMIDLAND10.49%
WOODFOREST NATIONAL BANKTHE WOODLANDS9.90%
TEXAS HERITAGE NATIONAL BANKDAINGERFIELD9.82%
SPECTRA BANKFORT WORTH8.19%
CITIZENS STB OF LULINGLULING0.00%
SCHERTZ BANK&TRUSTSCHERTZ0.00%
CROWELL STATE BANKCROWELL0.00%
AVANA BANKABILENE0.00%
CROSSROADS BANKYOAKUM0.00%
PEOPLES STB OF HALLETTSVILLEHALLETTSVILLE0.00%
TEXAS CHAMPION BANKCORPUS CHRISTI0.00%
TRANSPECOS BANKS SSBPECOS0.00%
FIRST STB OF BROWNSBOROBROWNSBORO0.00%
FIRST STATE BANK OF BURNETBURNET0.00%
FIRST STATE BANK&TRUST COCARTHAGE0.00%
FIRST STB OF BEN WHEELER TXBEN WHEELER0.00%
CITIZENS STATE BANKCORRIGAN0.00%
SECURITY STATE BANKFARWELL0.00%
FIRST STATE BANK OF TEXASORANGE0.00%
FIRST STATE BANKSPEARMAN0.00%
COWBOY BANK OF TEXASMAYPEARL0.00%
FIRST STATE BANKCOLUMBUS0.00%
CITIZENS STATE BANKBUFFALO0.00%
INDUSTRY STATE BANKINDUSTRY0.00%
ENNIS STATE BANKENNIS0.00%
PECOS COUNTY STATE BANKFORT STOCKTON0.00%
FIRST NB IN FALFURRIASFALFURRIAS0.00%
FARMERS STB OF NEWCASTLENEWCASTLE0.00%
CITIZENS NB AT BROWNWOODBROWNWOOD0.00%
STOCKMENS NB IN COTULLACOTULLA0.00%
SECURITY STATE BANKPEARSALL0.00%
FIRST STATE BANKATHENS0.00%
COMMERCE BANK TEXASSTOCKDALE0.00%
MARION STATE BANKMARION0.00%
ROBERT LEE STATE BANKROBERT LEE0.00%
STATE BANK OF DE KALBDE KALB0.00%
LYTLE STB OF LYTLE TEXASLYTLE0.00%
CITIZENS STATE BANKMILES0.00%
MUENSTER STATE BANKMUENSTER0.00%
SECURITY BANK OF TEXASCRAWFORD0.00%
SECURITY STATE BANK&TRUSTFREDERICKSBURG0.00%
FIRST STB OF LIVINGSTONLIVINGSTON0.00%
JOHNSON CITY BANKJOHNSON CITY0.00%
FIRST STATE BANK OF ODEMODEM0.00%
CITIZENS STATE BANKANTON0.00%
FIRST STATE BANKJUNCTION0.00%
SOUTHWEST BANKODESSA0.00%
FIRST STATE BANKSTRATFORD0.00%
CITIZENS STATE BANKSOMERVILLE0.00%
WEST TEXAS STATE BANKSNYDER0.00%
FIRST STATE BANK OF BEDIASBEDIAS0.00%
WESTERN BANKLUBBOCK0.00%
CITIZENS STATE BANKSEALY0.00%
MAVERICK BANKFORT DAVIS0.00%
FIRST STATE BANKLOUISE0.00%
PLAINS STATE BANKHUMBLE0.00%
FIRST STATE BANKPAINT ROCK0.00%
FIRST NB IN PORT LAVACAPORT LAVACA0.00%
FREEDOM BANKALAMO0.00%
FIRST NB OF FORT STOCKTONFORT STOCKTON0.00%
CASTROVILLE STATE BANKCASTROVILLE0.00%
PEARLAND STATE BANKPEARLAND0.00%
FIRST NATIONAL BANK OF ALVINALVIN0.00%
FIRST STATE BANKSHALLOWATER0.00%
POWELL STATE BANKPOWELL0.00%
UBANKHUNTINGTON0.00%
NORTH DALLAS BANK&TRUST CODALLAS0.00%
ZAPATA NATIONAL BANKZAPATA0.00%
BK SAN JACINTO CNTY COLDSPRICOLDSPRING0.00%
CARMINE STATE BANKCARMINE0.00%
ROUND TOP STATE BANKROUND TOP0.00%
VALUEBANK TEXASCORPUS CHRISTI0.00%
DALLAS CAPITAL BANK NADALLAS0.00%
TEXAS BANKHENDERSON0.00%
FIDELITY BANK OF TEXASWACO0.00%
AMERICAN BANK NATIONAL ASSNDALLAS0.00%
LAKESIDE BANKROCKWALL0.00%
AMERICAN NB OF MT PLEASANTMOUNT PLEASANT0.00%
FIRST NB OF BURLESONBURLESON0.00%
LAMAR NATIONAL BANKPARIS0.00%
ATASCOSA BANKPLEASANTON0.00%
CITIZENS NATIONAL BANKCROCKETT0.00%
CHASEWOOD BANKHOUSTON0.00%
LLANO NATIONAL BANKLLANO0.00%
FIRST NB OF S PADRE ISLSOUTH PADRE ISLA0.00%
COMMUNITY BANKLONGVIEW0.00%
BANK OF DESOTO NATIONAL ASSNDE SOTO0.00%
UNITED TEXAS BANKDALLAS0.00%
BANDERA BANKBANDERA0.00%
AMISTAD BANKDEL RIO0.00%
BANK OF SOUTH TEXASMCALLEN0.00%
TEXAS FINANCIAL BANKEDEN0.00%
STATE BANK OF TEXASIRVING0.00%
PEOPLES BANKPARIS0.00%
BROADSTREET BANK SSBMINEOLA0.00%
HENDERSON FSBHENDERSON0.00%
FIRST FED BK LITTLEFIELD TXLITTLEFIELD0.00%
CLEAR FORK BANK NAALBANY0.00%
FIRST NB OF ANDERSONANDERSON0.00%
FIRST NB OF ASPERMONTASPERMONT0.00%
CENDERA BANK NATIONAL ASSNBELLS0.00%
FIRST NB OF BELLVILLEBELLVILLE0.00%
STATE NB OF BIG SPRINGBIG SPRING0.00%
INTERSTATE BANKPERRYTON0.00%
FIRST NB IN COOPERCOOPER0.00%
CITIZENS NB OF CROSBYTONCROSBYTON0.00%
BANK OF HOUSTONHOUSTON0.00%
FIRST NB OF EAGLE LAKEEAGLE LAKE0.00%
NEWFIRST NATIONAL BANKEL CAMPO0.00%
FIRST NB OF ELDORADOELDORADO0.00%
FIRST NATIONAL BANK OF EVANTEVANT0.00%
FALLS CITY NATIONAL BANKFALLS CITY0.00%
FAYETTEVILLE BANKFAYETTEVILLE0.00%
FIRST TEXAS NATIONAL BANKFLOYDADA0.00%
TEXAS GULF BANK NAHOUSTON0.00%
MOODY NATIONAL BANKGALVESTON0.00%
FIRST NB OF GIDDINGSGIDDINGS0.00%
FIRST NB OF EAST TEXASGILMER0.00%
FIRST NB OF GRANBURYGRANBURY0.00%
GRANGER NATIONAL BANKGRANGER0.00%
FIRST NB OF HUNTSVILLEHUNTSVILLE0.00%
AUSTIN BANK TEXAS NAJACKSONVILLE0.00%
NATIONAL BANK&TRUSTLA GRANGE0.00%
BIG BEND BANKS N AMARFA0.00%
MASON BANKMASON0.00%
MENARD BANKMENARD0.00%
FIRST NATIONAL BANK OF MOODYMOODY0.00%
LIBERTY NB IN PARISPARIS0.00%
PERRYTON NATIONAL BANKPERRYTON0.00%
FIRST NB OF QUITAQUEQUITAQUE0.00%
CITY NB OF SAN SABASAN SABA0.00%
SANTA ANNA NATIONAL BANKSANTA ANNA0.00%
FIRST NB OF SHINERSHINER0.00%
FIRST NB OF TRINITYTRINITY0.00%
WAGGONER NB OF VERNONVERNON0.00%
FIRST NB&T CO OF WEATHERFORDWEATHERFORD0.00%
FIRST NB OF WINNSBOROWINNSBORO0.00%
YOAKUM NATIONAL BANKYOAKUM0.00%
BANK OF BRENHAM NABRENHAM0.00%
LEGACY TRUST CO N AHOUSTON0.00%
PRIMEBANK OF TEXASAUSTIN0.00%
ONE WORLD BANKDALLAS0.00%
AUSTIN COUNTY STATE BANKBELLVILLE0.00%
FRONTIER BANK OF TEXASELGIN0.00%
MINT NATIONAL BANKKINGWOOD0.00%
AGILITY BANK NATIONAL ASSNHOUSTON0.00%
TEXAS TRADITIONS BANKKATY0.00%
HIGHTOWER TRUST CO NAHOUSTON0.00%
FUNDBANK NATIONAL ASSNAUSTIN0.00%
FIRST STATE BANK OF UVALDEUVALDE0.00%