Monet Bank
Plano, TX
IDRSSD: 1176881
Total Assets
$4.48B
Latest filing
Total Deposits
$1.78B
Latest filing
Net Interest Margin
1.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Monet Bank
6000 Legacy Dr
Plano, TX 75024
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/10/1988FDIC Certificate 45408
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Monet Bank (Main) | 6000 Legacy Dr | Plano, TX |
| HOUSTON BRANCH | 2500 West Loop S | Houston, TX |
| ADDISON BRANCH | 15770 Dallas Pkwy | Dallas, TX |
| BEACHWOOD BRANCH | 3311 Richmond Rd | Beachwood, OH |
| SAN DIEGO BRANCH | 8880 Rio San Diego Dr | San Diego, CA |
| WALNUT CREEK BRANCH | 1631 N California Blvd | Walnut Creek, CA |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/10/1988 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 75024 |
| State and County Number | 48085 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/22/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bealbank.com |
| Data Updated | 11/14/2025 |
| CERT | 32574 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.48B |
| Total Deposits | $1.78B |
| Total Liabilities | $3.32B |
| Total Equity Capital | $1.16B |
| Net Income | $-4,835,000 |
| Net Loans and Leases | $335.68M |
| Assets Per Employee ($Millions) | $84.59M |
| Bank Premises and Fixed Assets | $7.90M |
| Cash and Balances due from Depository Institutions | $166.81M |
| Deposits Held in Domestic Offices | $1.78B |
Key Performance Ratios
| Return on Assets (ROA) | -0.38% |
| Return on Equity (ROE) | -1.66% |
| Net Interest Margin | 1.36% |
| Efficiency Ratio | 362.66% |
| Tier 1 Risk-Based Capital Ratio | 251.717% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.949% |
| Earning Assets to total Assets | 92.73% |
Income and Expense
| Total Interest Income | $46.99M |
| Total Noninterest Income | $-13,285,000 |
| Total Interest Expense | $31.00M |
| Total Noninterest Expense | $9.83M |
| Net Interest Income | $15.99M |
| Pre-tax Net Operating Income | $-4,131,000 |
| Provision for Credit Losses | $-2,988,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.17M |
| Other borrowed funds | $1.51B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.96M |
| Total Liabilities and Capital | $4.48B |
Securities
| Securities | $3.66B |
| Available-for-sale debt securities | $3.66B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Monet Bank?
$4.48B as of the latest filing.
How much are Monet Bank's total deposits?
$1.78B in total deposits.
Where is Monet Bank located?
Plano, TX.
What is the Net Interest Margin?
1.36%.
How many domestic offices does it operate?
7.
When was it established?
03/10/1988.
What is the Return on Assets (ROA)?
-0.38%.
How much are total loans and leases?
$335.68M (latest filing).
What is the total interest income (latest filing)?
$46.99M.