Monet Bank
Plano, TX
IDRSSD: 1176881
Total Assets
$3.55B
Latest filing
Total Deposits
$1.13B
Latest filing
Net Interest Margin
1.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
311993330PLANO, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Monet Bank
6000 Legacy Dr
Plano, TX 75024
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/10/1988FDIC Certificate 45408
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Monet Bank (Main) | 6000 Legacy Dr | Plano, TX |
| HOUSTON BRANCH | 2500 West Loop S | Houston, TX |
| ADDISON BRANCH | 15770 Dallas Pkwy | Dallas, TX |
| BEACHWOOD BRANCH | 3311 Richmond Rd | Beachwood, OH |
| SAN DIEGO BRANCH | 8880 Rio San Diego Dr | San Diego, CA |
| WALNUT CREEK BRANCH | 1631 N California Blvd | Walnut Creek, CA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/10/1988 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 75024 |
| State and County Number | 48085 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/01/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bealbank.com |
| Data Updated | 01/30/2026 |
| CERT | 32574 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.55B |
| Total Deposits | $1.13B |
| Total Liabilities | $2.36B |
| Total Equity Capital | $1.18B |
| Net Income | $17.44M |
| Net Loans and Leases | $394.15M |
| Assets Per Employee ($Millions) | $64.51M |
| Bank Premises and Fixed Assets | $7.94M |
| Cash and Balances due from Depository Institutions | $1.52B |
| Deposits Held in Domestic Offices | $1.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 5.95% |
| Net Interest Margin | 1.92% |
| Efficiency Ratio | 42.84% |
| Tier 1 Risk-Based Capital Ratio | 171.751% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.67% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 33.362% |
| Earning Assets to total Assets | 91.79% |
Income and Expense
| Total Interest Income | $41.59M |
| Total Noninterest Income | $18.48M |
| Total Interest Expense | $23.79M |
| Total Noninterest Expense | $15.54M |
| Net Interest Income | $17.80M |
| Pre-tax Net Operating Income | $27.43M |
| Provision for Credit Losses | $-6,699,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $-1,649,000 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.61M |
| Other borrowed funds | $1.22B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $19.63M |
| Total Liabilities and Capital | $3.55B |
Securities
| Securities | $1.34B |
| Available-for-sale debt securities | $1.34B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Monet Bank?
$3.55B as of the latest filing.
How much are Monet Bank's total deposits?
$1.13B in total deposits.
Where is Monet Bank located?
Plano, TX.
What is the Net Interest Margin?
1.92%.
How many domestic offices does it operate?
7.
When was it established?
03/10/1988.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$394.15M (latest filing).
What is the total interest income (latest filing)?
$41.59M.