Tier 1 Risk-Based Capital Ratio2024Q3

Updated: 2024-09-30
TEXAS·2024-09-30·Banks: 382

State Rankings & Insights

See how banks across TEXAS rank on Tier 1 Risk-Based Capital Ratio for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 12.69%
  • Median: 13.20%
  • Min / Max: 0.00%98.11%
Count
382
Sum
4848.72%
Avg
12.69%
Median
13.20%
Min
0.00%
Max
98.11%
BankCityTier 1 Risk-Based Capital Ratio
CHARLES SCHWAB TRUST BANKWESTLAKE98.11%
FIRST NB OF MERTZONMERTZON83.98%
BRAZOS NATIONAL BANKRICHWOOD81.76%
ZAVALA COUNTY BANKCRYSTAL CITY65.76%
BEAL BANKPLANO59.22%
CHARLES SCHWAB PREMIER BK SSWESTLAKE58.25%
DONLEY COUNTY STATE BANKCLARENDON54.75%
WELLS FARGO BANK S CNTL NAHOUSTON54.22%
FIRST NB OF HEBBRONVILLEHEBBRONVILLE46.37%
FIRST NB OF LAKE JACKSONLAKE JACKSON41.69%
CHARLES SCHWAB BANK SSBWESTLAKE40.55%
BIG BEND BANKS N AMARFA40.00%
CITIZENS 1ST BANKTYLER38.76%
AUSTIN CAPITAL BANK SSBAUSTIN37.47%
FIRST NB OF STERLING CITYSTERLING CITY37.08%
COMMERCE BANKLAREDO37.04%
HILL BANK&TRUST COWEIMAR37.02%
FIRST STATE BANKCOLUMBUS34.33%
JUNCTION NATIONAL BANKJUNCTION33.98%
COLUMBUS STATE BANKCOLUMBUS33.80%
FIRST NB OF STANTONSTANTON32.87%
VICTORY BANKLUBBOCK31.56%
INTERNATIONAL BK OF COMZAPATA31.16%
FIRST STATE BANK OF ODEMODEM30.81%
CITIZENS NB OF HILLSBOROHILLSBORO30.16%
FIRST NATIONAL BANK OF LIPANLIPAN30.14%
NORMANGEE STATE BANKNORMANGEE29.95%
CITIZENS STATE BANKGANADO29.22%
POINTWEST BANKWEST28.96%
FIRST STATE BANK OF UVALDEUVALDE28.95%
HASKELL NATIONAL BANKHASKELL28.55%
CORNERSTONE CAPITAL BANK SSBROSCOE28.34%
UNITY NB OF HOUSTONHOUSTON27.63%
CITY NATIONAL BANK OF TAYLORTAYLOR27.40%
ROBERT LEE STATE BANKROBERT LEE27.30%
BUCKHOLTS STATE BANKBUCKHOLTS26.86%
INTERNATIONAL BK OF COMBROWNSVILLE25.94%
TEXAS NATIONAL BANKSWEETWATER25.42%
SPRING HILL STATE BANKLONGVIEW25.42%
ANGELINA SAVINGS BANK SSBLUFKIN25.22%
TEXAS COMMUNITY BANKLAREDO24.89%
FARMERS&MERCHANTS BANKDE LEON24.79%
SANGER BANKSANGER24.66%
ANAHUAC NATIONAL BANKANAHUAC24.55%
DALHART FS&LA SSBDALHART24.08%
COMMERCIAL STATE BANKPALMER24.02%
KRESS NATIONAL BANKKRESS23.89%
FIRST STB OF SAN DIEGOSAN DIEGO23.85%
STATE NATIONAL BANKGROOM23.66%
OZONA BANKOZONA23.66%
PAVILLION BANKRICHARDSON23.45%
TRUSTTEXAS BANK SSBCUERO23.42%
FARMERS STATE BANKCENTER23.41%
TITAN BANK N AMINERAL WELLS23.11%
LOVELADY STATE BANKLOVELADY22.94%
COMMUNITY B&T WACO TEXASWACO22.88%
TEXAS EXCHANGE BANKCROWLEY22.85%
SPUR SECURITY BANKSPUR22.78%
BRIDGE CITY STATE BANKBRIDGE CITY22.51%
CITIZENS BANKKILGORE21.86%
KARNES CNTY NB OF KARNES CTYKARNES CITY21.45%
FIRST NATIONAL BANKROTAN21.37%
LAMESA NATIONAL BANKLAMESA21.24%
FIRST TEXAS BANKLAMPASAS21.11%
FIRST STATE BANKJUNCTION21.00%
LONE STAR NATIONAL BANKPHARR20.78%
TEXAS TRADITIONS BANKKATY20.68%
FIRST NATIONAL BANK TEXASKILLEEN20.65%
AMERICAN MOMENTUM BANKCOLLEGE STATION20.25%
PECOS COUNTY STATE BANKFORT STOCKTON20.22%
FALCON INTERNATIONAL BANKLAREDO20.21%
COMMERCIAL BANKMASON20.20%
GULF CAPITAL BANKHOUSTON20.06%
MENARD BANKMENARD20.01%
FIRST TEXAS BANKGEORGETOWN19.78%
COLONIAL SAVINGS FAFORT WORTH19.71%
JACKSBORO NATIONAL BANKJACKSBORO19.68%
PEOPLES STATE BANKROCKSPRINGS19.68%
FIRST BANK OF CELESTECELESTE19.67%
PEOPLES STATE BANKSHEPHERD19.62%
MCBANKGOLDTHWAITE19.57%
FIRST NB OF BASTROPBASTROP19.55%
FIRST TEXAS BANKKILLEEN19.36%
CITY NATIONAL BANKCORSICANA19.36%
FIRST STATE BANKGRAHAM19.25%
FIRST BANK&TRUST OF MEMPHISMEMPHIS19.17%
INTERNATIONAL BK OF COMLAREDO18.84%
TEXAS ADVANTAGE CMTY BANK NAALVIN18.65%
FIRST SECURITY STATE BANKCRANFILLS GAP18.59%
CITIZENS STATE BANKROMA18.44%
FIRST COMMAND BANKFORT WORTH18.32%
SOUTHTRUST BANK N AGEORGE WEST18.30%
CYPRESS BANK SSBPITTSBURG18.18%
TEXAS STATE BANKSAN ANGELO18.13%
SOUTHSTAR BANK SSBMOULTON18.07%
ARROWHEAD BANKLLANO17.94%
T BANK NATIONAL ASSNDALLAS17.92%
CITY NB OF COLORADO CITYCOLORADO CITY17.91%
GRAHAM SAVINGS&LOAN SSBGRAHAM17.63%
FIRST STATE BANKABERNATHY17.60%
BRENHAM NATIONAL BANKBRENHAM17.59%
BRADY NATIONAL BANKBRADY17.54%
TEXASBANKBROWNWOOD17.54%
TRINITY BANK N AFORT WORTH17.33%
FIRST FEDERAL CMTY BANK SSBPARIS17.31%
GLOBAL ONE BANKHOUSTON17.29%
FIRST FINANCIAL BANKABILENE17.21%
TEJAS BANKMONAHANS17.18%
BANK&TRUST SSBDEL RIO17.12%
SAGE CAPITAL BANKGONZALES17.10%
LONE STAR BANKHOUSTON17.08%
FIRST NB OF BOSQUE COUNTYVALLEY MILLS17.07%
TIB NATIONAL ASSNFARMERS BRANCH17.03%
COMMUNITY BANKBRIDGEPORT16.80%
FIRST NATIONAL BANK OF ANSONANSON16.69%
HOMEBANK TEXASSEAGOVILLE16.60%
HERRING BANKAMARILLO16.52%
FIRST NB OF HUGHES SPRINGSHUGHES SPRINGS16.44%
FIRST NB OF TOM BEANTOM BEAN16.39%
FIRST NB OF DUBLINDUBLIN16.09%
FIRST LIBERTY BANKLIBERTY16.07%
TXN BANKHONDO16.02%
HOMETOWN BANK NATIONAL ASSNGALVESTON16.00%
GRANDVIEW BANKGRANDVIEW15.99%
FIRST COMMUNITY BANKCORPUS CHRISTI15.98%
CHARTER BANKCORPUS CHRISTI15.96%
CITIZENS STATE BANKWOODVILLE15.93%
FIRST NB OF CENTRAL TEXASWACO15.86%
FIRST UNITED BANKDIMMITT15.85%
PROSPERITY BANKEL CAMPO15.79%
CITIZENS NATIONAL BANKCAMERON15.79%
SHELBY SAVINGS BANK SSBCENTER15.68%
FIRST NB OF BALLINGERBALLINGER15.62%
SOUTHSIDE BANKTYLER15.58%
FIRST COMMERCIAL BANK NASEGUIN15.52%
GILMER NB GILMER TEXASGILMER15.44%
FAYETTE SAVINGS BANK SSBLA GRANGE15.42%
COMMUNITY NB&T OF TEXASCORSICANA15.41%
TEXAS NB OF JACKSONVILLEJACKSONVILLE15.31%
POINTBANKPILOT POINT15.20%
GUARANTY BANK&TRUST N AMOUNT PLEASANT15.16%
LIBERTY CAPITAL BANKADDISON15.13%
TBK BANK SSBDALLAS15.08%
COMMERCIAL BANK OF TEXAS NANACOGDOCHES15.06%
TEXAS NATIONAL BANKMERCEDES14.95%
GOLDEN BANK NATIONAL ASSNHOUSTON14.94%
PLAINSCAPITAL BANKUNIVERSITY PARK14.94%
BANK OF THE WESTGRAPEVINE14.87%
PEGASUS BANKDALLAS14.78%
NEXBANKDALLAS14.68%
FANNIN BANKBONHAM14.65%
PINNACLE BANKFORT WORTH14.60%
BOC BANKMCLEAN14.59%
COMMERCIAL NB OF TEXARKANATEXARKANA14.59%
EXTRACO BANKS NATIONAL ASSNTEMPLE14.49%
PILGRIM BANKPITTSBURG14.48%
ALLIANCE BANKSULPHUR SPRINGS14.47%
RIO BANKMCALLEN14.32%
FIRST STATE BANKGAINESVILLE14.31%
AMERICAN FIRST NATIONAL BANKHOUSTON14.23%
TEXAS HERITAGE BANKBOERNE14.22%
VERABANK NATIONAL ASSNHENDERSON14.20%
GREATER STATE BANKMCALLEN14.20%
FARMERS STATE BANKGROESBECK14.16%
WEST TEXAS NATIONAL BANKMIDLAND14.04%
TEXAS FIRST BANKTEXAS CITY13.97%
CITIZENS BANKAMARILLO13.94%
SOUTHWESTERN NATIONAL BANKHOUSTON13.93%
ALLIANCE BANK CENTRAL TEXASWOODWAY13.92%
TEXAS REGIONAL BANKHARLINGEN13.87%
INWOOD NATIONAL BANKDALLAS13.86%
WELLINGTON STATE BANKWELLINGTON13.84%
PEOPLES BANKLUBBOCK13.81%
FROST BANKSAN ANTONIO13.78%
INCOMMONS BANK N AMEXIA13.77%
KLEBERG BANK N AKINGSVILLE13.69%
CIERA BANKGRAHAM13.66%
FIRST NATIONAL BANKWICHITA FALLS13.66%
AMERICAN BANK NATIONAL ASSNWACO13.66%
NATIONAL BANK OF ANDREWSANDREWS13.62%
CITY NB OF SULPHUR SPRINGSSULPHUR SPRINGS13.61%
STELLAR BANKHOUSTON13.58%
BROADWAY NATIONAL BANKSAN ANTONIO13.57%
COMMUNITY NATIONAL BANKMIDLAND13.42%
CITIZENS NB OF TEXASWAXAHACHIE13.41%
LONE STAR CAPITAL BANK NASAN ANTONIO13.37%
CITY BANKLUBBOCK13.36%
FIRST NB OF HEREFORDHEREFORD13.34%
FIRST NB OF SONORASONORA13.26%
COLEMAN COUNTY STATE BANKCOLEMAN13.26%
CENTRAL NATIONAL BANKWACO13.24%
FIRST COMMUNITY BANKSAN BENITO13.16%
AMERICAN NB OF TEXASTERRELL13.15%
VISTA BANKDALLAS13.15%
FIRST BANKBURKBURNETT13.13%
FIRST STATE BANKCLUTE13.10%
BENCHMARK BANKPLANO13.02%
AMERICAN BANK NATIONAL ASSNCORPUS CHRISTI13.02%
CAPTEX BANKFORT WORTH12.96%
HARMONY BANKDALLAS12.95%
TEXAS BANK&TRUST COLONGVIEW12.92%
CENTRAL BANKHOUSTON12.89%
LEGEND BANK N ABOWIE12.87%
AMERICAN BANK OF COMMERCEWOLFFORTH12.83%
CITIZENS BANK NATIONAL ASSNABILENE12.82%
FIRST-LOCKHART NATIONAL BANKLOCKHART12.82%
MAPLEMARK BANKDALLAS12.81%
CLASSIC BANK NATIONAL ASSNCAMERON12.80%
NBT FINANCIAL BANKFORT WORTH12.74%
FIRSTBANK SOUTHWESTAMARILLO12.73%
HORIZON BANK SSBAUSTIN12.70%
COMMERCIAL NB OF BRADYBRADY12.66%
TEXAS CAPITAL BANKDALLAS12.65%
CAPITAL BANKJACINTO CITY12.62%
TEXAS SECURITY BANKDALLAS12.62%
FIRST NB OF MCGREGORMC GREGOR12.61%
SUNFLOWER BANK NATIONAL ASSNDALLAS12.57%
THIRD COAST BANKHUMBLE12.45%
VERITEX COMMUNITY BANKDALLAS12.33%
WESTSTAR BANKEL PASO12.30%
TOLLESON PRIVATE BANKDALLAS12.28%
KEYSTONE BANK SSBAUSTIN12.20%
AMERICAN NATIONAL BANK&TRUSTWICHITA FALLS12.15%
SUNDOWN STATE BANKSUNDOWN12.15%
INDEPENDENT BANKMCKINNEY12.08%
DOMINION BANKDALLAS12.07%
GUADALUPE BANKKERRVILLE11.86%
COMERICA BANKDALLAS11.81%
WALLIS BANKWALLIS11.61%
VANTAGE BANK TEXASSAN ANTONIO11.60%
FIRST CAPITAL BANKQUANAH11.59%
JEFFERSON BANKSAN ANTONIO11.56%
SUSSER BANKDALLAS11.44%
R BANKROUND ROCK11.41%
WORTHINGTON BANKARLINGTON11.34%
AMARILLO NATIONAL BANKAMARILLO11.22%
TEXAS PARTNERS BANKSAN ANTONIO10.58%
BANK OF TEXASMIDLAND10.40%
TEXANA BANK NATIONAL ASSNLINDEN10.34%
TEXAS HERITAGE NATIONAL BANKDAINGERFIELD10.30%
WOODFOREST NATIONAL BANKTHE WOODLANDS10.28%
AMERICAN STATE BANKARP9.80%
OAKWOOD BANKDALLAS9.54%
SPECTRA BANKFORT WORTH8.46%
CITIZENS STB OF LULINGLULING0.00%
SCHERTZ BANK&TRUSTSCHERTZ0.00%
CROWELL STATE BANKCROWELL0.00%
AVANA BANKABILENE0.00%
CROSSROADS BANKYOAKUM0.00%
PEOPLES STB OF HALLETTSVILLEHALLETTSVILLE0.00%
TEXAS CHAMPION BANKCORPUS CHRISTI0.00%
TRANSPECOS BANKS SSBPECOS0.00%
FIRST STB OF BROWNSBOROBROWNSBORO0.00%
FIRST STATE BANK OF BURNETBURNET0.00%
FIRST STATE BANK&TRUST COCARTHAGE0.00%
FIRST STB OF BEN WHEELER TXBEN WHEELER0.00%
CITIZENS STATE BANKCORRIGAN0.00%
SECURITY STATE BANKFARWELL0.00%
FIRST STATE BANK OF TEXASORANGE0.00%
FIRST STATE BANKSPEARMAN0.00%
COWBOY BANK OF TEXASMAYPEARL0.00%
CITIZENS STATE BANKBUFFALO0.00%
INDUSTRY STATE BANKINDUSTRY0.00%
ENNIS STATE BANKENNIS0.00%
FIRST NB IN FALFURRIASFALFURRIAS0.00%
FARMERS STB OF NEWCASTLENEWCASTLE0.00%
CITIZENS NB AT BROWNWOODBROWNWOOD0.00%
STOCKMENS NB IN COTULLACOTULLA0.00%
SECURITY STATE BANKPEARSALL0.00%
FIRST STATE BANKATHENS0.00%
COMMERCE BANK TEXASSTOCKDALE0.00%
MARION STATE BANKMARION0.00%
STATE BANK OF DE KALBDE KALB0.00%
LYTLE STB OF LYTLE TEXASLYTLE0.00%
CITIZENS STATE BANKMILES0.00%
MUENSTER STATE BANKMUENSTER0.00%
SECURITY BANK OF TEXASCRAWFORD0.00%
SECURITY STATE BANK&TRUSTFREDERICKSBURG0.00%
FIRST STB OF LIVINGSTONLIVINGSTON0.00%
JOHNSON CITY BANKJOHNSON CITY0.00%
CITIZENS STATE BANKANTON0.00%
SOUTHWEST BANKODESSA0.00%
FIRST STATE BANKSTRATFORD0.00%
CITIZENS STATE BANKSOMERVILLE0.00%
WEST TEXAS STATE BANKSNYDER0.00%
FIRST STATE BANK OF BEDIASBEDIAS0.00%
WESTERN BANKLUBBOCK0.00%
CITIZENS STATE BANKSEALY0.00%
MAVERICK BANKFORT DAVIS0.00%
FIRST STATE BANKLOUISE0.00%
PLAINS STATE BANKHUMBLE0.00%
FIRST STATE BANKPAINT ROCK0.00%
FIRST NB IN PORT LAVACAPORT LAVACA0.00%
FREEDOM BANKALAMO0.00%
FIRST NB OF FORT STOCKTONFORT STOCKTON0.00%
CASTROVILLE STATE BANKCASTROVILLE0.00%
PEARLAND STATE BANKPEARLAND0.00%
FIRST NATIONAL BANK OF ALVINALVIN0.00%
FIRST STATE BANKSHALLOWATER0.00%
POWELL STATE BANKPOWELL0.00%
UBANKHUNTINGTON0.00%
NORTH DALLAS BANK&TRUST CODALLAS0.00%
ZAPATA NATIONAL BANKZAPATA0.00%
BK SAN JACINTO CNTY COLDSPRICOLDSPRING0.00%
CARMINE STATE BANKCARMINE0.00%
ROUND TOP STATE BANKROUND TOP0.00%
VALUEBANK TEXASCORPUS CHRISTI0.00%
DALLAS CAPITAL BANK NADALLAS0.00%
TEXAS BANKHENDERSON0.00%
FIDELITY BANK OF TEXASWACO0.00%
AMERICAN BANK NATIONAL ASSNDALLAS0.00%
LAKESIDE BANKROCKWALL0.00%
AMERICAN NB OF MT PLEASANTMOUNT PLEASANT0.00%
FIRST NB OF BURLESONBURLESON0.00%
LAMAR NATIONAL BANKPARIS0.00%
ATASCOSA BANKPLEASANTON0.00%
CITIZENS NATIONAL BANKCROCKETT0.00%
CHASEWOOD BANKHOUSTON0.00%
LLANO NATIONAL BANKLLANO0.00%
FIRST NB OF S PADRE ISLSOUTH PADRE ISLA0.00%
COMMUNITY BANKLONGVIEW0.00%
BANK OF DESOTO NATIONAL ASSNDE SOTO0.00%
UNITED TEXAS BANKDALLAS0.00%
BANDERA BANKBANDERA0.00%
AMISTAD BANKDEL RIO0.00%
BANK OF SOUTH TEXASMCALLEN0.00%
TEXAS FINANCIAL BANKEDEN0.00%
STATE BANK OF TEXASIRVING0.00%
PEOPLES BANKPARIS0.00%
BROADSTREET BANK SSBMINEOLA0.00%
HENDERSON FSBHENDERSON0.00%
FIRST FED BK LITTLEFIELD TXLITTLEFIELD0.00%
CLEAR FORK BANK NAALBANY0.00%
FIRST NB OF ANDERSONANDERSON0.00%
FIRST NB OF ASPERMONTASPERMONT0.00%
CENDERA BANK NATIONAL ASSNBELLS0.00%
FIRST NB OF BELLVILLEBELLVILLE0.00%
STATE NB OF BIG SPRINGBIG SPRING0.00%
INTERSTATE BANKPERRYTON0.00%
FIRST NB IN COOPERCOOPER0.00%
CITIZENS NB OF CROSBYTONCROSBYTON0.00%
BANK OF HOUSTONHOUSTON0.00%
FIRST NB OF EAGLE LAKEEAGLE LAKE0.00%
NEWFIRST NATIONAL BANKEL CAMPO0.00%
FIRST NB OF ELDORADOELDORADO0.00%
FIRST NATIONAL BANK OF EVANTEVANT0.00%
FALLS CITY NATIONAL BANKFALLS CITY0.00%
FAYETTEVILLE BANKFAYETTEVILLE0.00%
FIRST TEXAS NATIONAL BANKFLOYDADA0.00%
TEXAS GULF BANK NAHOUSTON0.00%
MOODY NATIONAL BANKGALVESTON0.00%
FIRST NB OF GIDDINGSGIDDINGS0.00%
FIRST NB OF EAST TEXASGILMER0.00%
FIRST NB OF GRANBURYGRANBURY0.00%
GRANGER NATIONAL BANKGRANGER0.00%
FIRST NB OF HUNTSVILLEHUNTSVILLE0.00%
AUSTIN BANK TEXAS NAJACKSONVILLE0.00%
NATIONAL BANK&TRUSTLA GRANGE0.00%
FIRST NB OF LIVINGSTONLIVINGSTON0.00%
MASON BANKMASON0.00%
FIRST NATIONAL BANK OF MOODYMOODY0.00%
LIBERTY NB IN PARISPARIS0.00%
PERRYTON NATIONAL BANKPERRYTON0.00%
TEXAS REPUBLIC BANK NAFRISCO0.00%
FIRST NB OF QUITAQUEQUITAQUE0.00%
CITY NB OF SAN SABASAN SABA0.00%
SANTA ANNA NATIONAL BANKSANTA ANNA0.00%
FIRST NB OF SHINERSHINER0.00%
FIRST NB OF TRINITYTRINITY0.00%
WAGGONER NB OF VERNONVERNON0.00%
FIRST NB&T CO OF WEATHERFORDWEATHERFORD0.00%
FIRST NB OF WINNSBOROWINNSBORO0.00%
YOAKUM NATIONAL BANKYOAKUM0.00%
BANK OF BRENHAM NABRENHAM0.00%
LEGACY TRUST CO N AHOUSTON0.00%
PRIMEBANK OF TEXASAUSTIN0.00%
ONE WORLD BANKDALLAS0.00%
AUSTIN COUNTY STATE BANKBELLVILLE0.00%
FRONTIER BANK OF TEXASELGIN0.00%
MINT NATIONAL BANKKINGWOOD0.00%
AGILITY BANK NATIONAL ASSNHOUSTON0.00%
HIGHTOWER TRUST CO NAHOUSTON0.00%