Cost of Funding Earning Assets2024Q3

Updated: 2024-09-30
TEXAS·2024-09-30·Banks: 382

State Rankings & Insights

See how banks across TEXAS rank on Cost of Funding Earning Assets for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 2.02%
  • Median: 1.98%
  • Min / Max: 0.00%4.50%
Count
382
Sum
771.72%
Avg
2.02%
Median
1.98%
Min
0.00%
Max
4.50%
BankCityCost of Funding Earning Assets
STATE BANK OF TEXASIRVING4.50%
T BANK NATIONAL ASSNDALLAS4.26%
TIB NATIONAL ASSNFARMERS BRANCH4.20%
BANK OF BRENHAM NABRENHAM4.06%
BEAL BANKPLANO4.00%
FAYETTEVILLE BANKFAYETTEVILLE3.97%
GLOBAL ONE BANKHOUSTON3.91%
CORNERSTONE CAPITAL BANK SSBROSCOE3.91%
TEXAS HERITAGE NATIONAL BANKDAINGERFIELD3.85%
AMERICAN BANK NATIONAL ASSNDALLAS3.81%
OAKWOOD BANKDALLAS3.79%
AMERICAN STATE BANKARP3.77%
THIRD COAST BANKHUMBLE3.74%
MINT NATIONAL BANKKINGWOOD3.70%
GULF CAPITAL BANKHOUSTON3.70%
DOMINION BANKDALLAS3.68%
LAKESIDE BANKROCKWALL3.67%
TRANSPECOS BANKS SSBPECOS3.64%
GOLDEN BANK NATIONAL ASSNHOUSTON3.64%
NEXBANKDALLAS3.63%
SOUTHWESTERN NATIONAL BANKHOUSTON3.63%
MAPLEMARK BANKDALLAS3.60%
ALLIANCE BANK CENTRAL TEXASWOODWAY3.54%
FIRST NB OF MCGREGORMC GREGOR3.53%
KEYSTONE BANK SSBAUSTIN3.49%
INDUSTRY STATE BANKINDUSTRY3.45%
AMERICAN NATIONAL BANK&TRUSTWICHITA FALLS3.45%
LONE STAR BANKHOUSTON3.45%
CITY NB OF COLORADO CITYCOLORADO CITY3.43%
DALLAS CAPITAL BANK NADALLAS3.42%
AMERICAN FIRST NATIONAL BANKHOUSTON3.42%
BOC BANKMCLEAN3.41%
SCHERTZ BANK&TRUSTSCHERTZ3.38%
CENDERA BANK NATIONAL ASSNBELLS3.36%
GILMER NB GILMER TEXASGILMER3.35%
FIRST NB OF SHINERSHINER3.35%
TEXAS NB OF JACKSONVILLEJACKSONVILLE3.34%
TEXASBANKBROWNWOOD3.31%
AMARILLO NATIONAL BANKAMARILLO3.30%
SUSSER BANKDALLAS3.30%
FIRST NB OF BELLVILLEBELLVILLE3.29%
TOLLESON PRIVATE BANKDALLAS3.28%
WALLIS BANKWALLIS3.22%
FREEDOM BANKALAMO3.20%
FIRST NATIONAL BANKWICHITA FALLS3.19%
CITIZENS STATE BANKBUFFALO3.16%
SPECTRA BANKFORT WORTH3.16%
SPUR SECURITY BANKSPUR3.15%
VERITEX COMMUNITY BANKDALLAS3.15%
BANK OF HOUSTONHOUSTON3.14%
VISTA BANKDALLAS3.12%
FIRST TEXAS NATIONAL BANKFLOYDADA3.11%
DALHART FS&LA SSBDALHART3.05%
INDEPENDENT BANKMCKINNEY3.04%
TEXAS SECURITY BANKDALLAS3.02%
FIRST STATE BANKSPEARMAN3.00%
SECURITY STATE BANKFARWELL2.95%
ONE WORLD BANKDALLAS2.95%
UNITY NB OF HOUSTONHOUSTON2.90%
CIERA BANKGRAHAM2.89%
FIRSTBANK SOUTHWESTAMARILLO2.89%
HARMONY BANKDALLAS2.89%
CLEAR FORK BANK NAALBANY2.85%
R BANKROUND ROCK2.83%
MOODY NATIONAL BANKGALVESTON2.82%
UNITED TEXAS BANKDALLAS2.81%
VANTAGE BANK TEXASSAN ANTONIO2.81%
TEXAS CAPITAL BANKDALLAS2.80%
SECURITY BANK OF TEXASCRAWFORD2.75%
TEXAS REPUBLIC BANK NAFRISCO2.75%
CITIZENS BANKAMARILLO2.74%
TEXAS BANKHENDERSON2.72%
FAYETTE SAVINGS BANK SSBLA GRANGE2.72%
WESTERN BANKLUBBOCK2.71%
LONE STAR CAPITAL BANK NASAN ANTONIO2.70%
FIRST NB OF TOM BEANTOM BEAN2.70%
TEXANA BANK NATIONAL ASSNLINDEN2.69%
FIRST BANK&TRUST OF MEMPHISMEMPHIS2.68%
FRONTIER BANK OF TEXASELGIN2.68%
PINNACLE BANKFORT WORTH2.67%
WEST TEXAS STATE BANKSNYDER2.66%
GRAHAM SAVINGS&LOAN SSBGRAHAM2.66%
INCOMMONS BANK N AMEXIA2.66%
TEXAS PARTNERS BANKSAN ANTONIO2.66%
PLAINSCAPITAL BANKUNIVERSITY PARK2.65%
NORTH DALLAS BANK&TRUST CODALLAS2.63%
TEXAS NATIONAL BANKMERCEDES2.63%
WELLS FARGO BANK S CNTL NAHOUSTON2.62%
CITIZENS STATE BANKMILES2.60%
AMERICAN BANK OF COMMERCEWOLFFORTH2.60%
BANK OF DESOTO NATIONAL ASSNDE SOTO2.60%
CYPRESS BANK SSBPITTSBURG2.59%
FIRST UNITED BANKDIMMITT2.58%
CARMINE STATE BANKCARMINE2.58%
TRUSTTEXAS BANK SSBCUERO2.58%
INWOOD NATIONAL BANKDALLAS2.57%
LIBERTY CAPITAL BANKADDISON2.57%
FIRST NB OF EAST TEXASGILMER2.56%
CAPTEX BANKFORT WORTH2.56%
WORTHINGTON BANKARLINGTON2.55%
PEGASUS BANKDALLAS2.55%
SOUTHSIDE BANKTYLER2.53%
FIRST STATE BANKABERNATHY2.52%
WELLINGTON STATE BANKWELLINGTON2.52%
BANK OF TEXASMIDLAND2.51%
CLASSIC BANK NATIONAL ASSNCAMERON2.51%
PEOPLES STB OF HALLETTSVILLEHALLETTSVILLE2.45%
SECURITY STATE BANKPEARSALL2.45%
UBANKHUNTINGTON2.45%
ROUND TOP STATE BANKROUND TOP2.44%
ENNIS STATE BANKENNIS2.42%
COMERICA BANKDALLAS2.42%
SUNDOWN STATE BANKSUNDOWN2.41%
BROADSTREET BANK SSBMINEOLA2.41%
JEFFERSON BANKSAN ANTONIO2.40%
TEXAS BANK&TRUST COLONGVIEW2.40%
TXN BANKHONDO2.39%
PILGRIM BANKPITTSBURG2.39%
CENTRAL NATIONAL BANKWACO2.39%
FARMERS STB OF NEWCASTLENEWCASTLE2.38%
HOMETOWN BANK NATIONAL ASSNGALVESTON2.38%
TEXAS REGIONAL BANKHARLINGEN2.38%
FIRST NB OF HEREFORDHEREFORD2.38%
FIRST STATE BANKSHALLOWATER2.37%
POINTBANKPILOT POINT2.37%
PERRYTON NATIONAL BANKPERRYTON2.36%
FIRST NB OF LAKE JACKSONLAKE JACKSON2.35%
FIRST NB OF QUITAQUEQUITAQUE2.35%
TRINITY BANK N AFORT WORTH2.35%
FANNIN BANKBONHAM2.34%
PLAINS STATE BANKHUMBLE2.32%
CITIZENS 1ST BANKTYLER2.31%
WEST TEXAS NATIONAL BANKMIDLAND2.30%
EXTRACO BANKS NATIONAL ASSNTEMPLE2.30%
RIO BANKMCALLEN2.29%
FIRST STATE BANK&TRUST COCARTHAGE2.28%
CASTROVILLE STATE BANKCASTROVILLE2.28%
CITY BANKLUBBOCK2.28%
STATE NATIONAL BANKGROOM2.28%
NATIONAL BANK&TRUSTLA GRANGE2.28%
FIRST STATE BANK OF UVALDEUVALDE2.28%
FIRST NB OF GIDDINGSGIDDINGS2.27%
CITIZENS STATE BANKROMA2.26%
NBT FINANCIAL BANKFORT WORTH2.25%
SUNFLOWER BANK NATIONAL ASSNDALLAS2.25%
FIRST NB&T CO OF WEATHERFORDWEATHERFORD2.25%
PEOPLES BANKLUBBOCK2.24%
FIRST NB OF CENTRAL TEXASWACO2.24%
FIRST STATE BANK OF TEXASORANGE2.22%
GUARANTY BANK&TRUST N AMOUNT PLEASANT2.22%
CITIZENS STATE BANKANTON2.20%
COMMERCIAL BANKMASON2.20%
BROADWAY NATIONAL BANKSAN ANTONIO2.19%
BENCHMARK BANKPLANO2.19%
LIBERTY NB IN PARISPARIS2.19%
WESTSTAR BANKEL PASO2.18%
FIRST FEDERAL CMTY BANK SSBPARIS2.17%
PRIMEBANK OF TEXASAUSTIN2.16%
FIRST FED BK LITTLEFIELD TXLITTLEFIELD2.15%
SANTA ANNA NATIONAL BANKSANTA ANNA2.15%
MAVERICK BANKFORT DAVIS2.14%
TEXAS CHAMPION BANKCORPUS CHRISTI2.13%
TEXAS ADVANTAGE CMTY BANK NAALVIN2.13%
AMERICAN NB OF TEXASTERRELL2.12%
SOUTHSTAR BANK SSBMOULTON2.11%
CITIZENS NB OF CROSBYTONCROSBYTON2.11%
CITIZENS NATIONAL BANKCAMERON2.10%
FIRST CAPITAL BANKQUANAH2.10%
LAMAR NATIONAL BANKPARIS2.09%
FALCON INTERNATIONAL BANKLAREDO2.09%
FIRST LIBERTY BANKLIBERTY2.09%
COMMERCE BANK TEXASSTOCKDALE2.08%
GRANDVIEW BANKGRANDVIEW2.08%
SANGER BANKSANGER2.07%
CITIZENS NB OF TEXASWAXAHACHIE2.07%
WAGGONER NB OF VERNONVERNON2.06%
BANK OF SOUTH TEXASMCALLEN2.05%
YOAKUM NATIONAL BANKYOAKUM2.05%
STELLAR BANKHOUSTON2.05%
AUSTIN COUNTY STATE BANKBELLVILLE2.04%
CITIZENS STATE BANKWOODVILLE2.03%
TEXAS GULF BANK NAHOUSTON2.03%
TEXAS EXCHANGE BANKCROWLEY2.02%
TEXAS FIRST BANKTEXAS CITY2.02%
AMERICAN BANK NATIONAL ASSNWACO2.02%
COMMUNITY NB&T OF TEXASCORSICANA2.01%
CITIZENS BANK NATIONAL ASSNABILENE2.00%
SPRING HILL STATE BANKLONGVIEW2.00%
FIRST NB OF ELDORADOELDORADO2.00%
CITIZENS STATE BANKSEALY1.99%
FIRST NB OF BASTROPBASTROP1.99%
COMMERCIAL NB OF BRADYBRADY1.98%
CENTRAL BANKHOUSTON1.97%
HOMEBANK TEXASSEAGOVILLE1.95%
GREATER STATE BANKMCALLEN1.95%
AGILITY BANK NATIONAL ASSNHOUSTON1.95%
FIRST STATE BANKGAINESVILLE1.94%
KRESS NATIONAL BANKKRESS1.94%
JACKSBORO NATIONAL BANKJACKSBORO1.94%
CAPITAL BANKJACINTO CITY1.93%
FIRST STATE BANKGRAHAM1.93%
CITY NATIONAL BANKCORSICANA1.92%
HORIZON BANK SSBAUSTIN1.91%
PECOS COUNTY STATE BANKFORT STOCKTON1.90%
FIRST STATE BANKSTRATFORD1.90%
ALLIANCE BANKSULPHUR SPRINGS1.89%
FIRST COMMUNITY BANKSAN BENITO1.89%
COMMERCE BANKLAREDO1.89%
CITIZENS STATE BANKCORRIGAN1.88%
CITIZENS STATE BANKSOMERVILLE1.88%
INTERNATIONAL BK OF COMLAREDO1.88%
PEOPLES BANKPARIS1.88%
CHARLES SCHWAB BANK SSBWESTLAKE1.88%
COMMERCIAL BANK OF TEXAS NANACOGDOCHES1.87%
FIRST-LOCKHART NATIONAL BANKLOCKHART1.87%
COMMUNITY B&T WACO TEXASWACO1.86%
FIRST STATE BANKCLUTE1.86%
HENDERSON FSBHENDERSON1.86%
BRADY NATIONAL BANKBRADY1.86%
COMMERCIAL NB OF TEXARKANATEXARKANA1.84%
AMERICAN NB OF MT PLEASANTMOUNT PLEASANT1.84%
FIRST NB OF SONORASONORA1.83%
VERABANK NATIONAL ASSNHENDERSON1.82%
AMERICAN BANK NATIONAL ASSNCORPUS CHRISTI1.81%
FIRST NATIONAL BANKROTAN1.81%
TEXAS TRADITIONS BANKKATY1.79%
PROSPERITY BANKEL CAMPO1.78%
SAGE CAPITAL BANKGONZALES1.78%
COLONIAL SAVINGS FAFORT WORTH1.77%
COMMUNITY BANKBRIDGEPORT1.77%
FIRST COMMUNITY BANKCORPUS CHRISTI1.76%
LEGEND BANK N ABOWIE1.76%
TEXAS NATIONAL BANKSWEETWATER1.76%
SECURITY STATE BANK&TRUSTFREDERICKSBURG1.74%
BANK OF THE WESTGRAPEVINE1.74%
FROST BANKSAN ANTONIO1.74%
FIRST STB OF LIVINGSTONLIVINGSTON1.73%
FIRST FINANCIAL BANKABILENE1.73%
FIRST NB IN PORT LAVACAPORT LAVACA1.72%
INTERSTATE BANKPERRYTON1.72%
FIRST BANKBURKBURNETT1.72%
CITIZENS NB AT BROWNWOODBROWNWOOD1.71%
COLEMAN COUNTY STATE BANKCOLEMAN1.71%
WOODFOREST NATIONAL BANKTHE WOODLANDS1.71%
TEXAS COMMUNITY BANKLAREDO1.71%
GRANGER NATIONAL BANKGRANGER1.71%
STATE BANK OF DE KALBDE KALB1.70%
CHARTER BANKCORPUS CHRISTI1.70%
CITY NB OF SULPHUR SPRINGSSULPHUR SPRINGS1.70%
TEXAS HERITAGE BANKBOERNE1.69%
FIRST STB OF SAN DIEGOSAN DIEGO1.69%
ZAPATA NATIONAL BANKZAPATA1.69%
CHASEWOOD BANKHOUSTON1.69%
CROSSROADS BANKYOAKUM1.68%
INTERNATIONAL BK OF COMZAPATA1.68%
SHELBY SAVINGS BANK SSBCENTER1.67%
DONLEY COUNTY STATE BANKCLARENDON1.66%
NEWFIRST NATIONAL BANKEL CAMPO1.66%
CITIZENS NB OF HILLSBOROHILLSBORO1.66%
LONE STAR NATIONAL BANKPHARR1.64%
LLANO NATIONAL BANKLLANO1.63%
KARNES CNTY NB OF KARNES CTYKARNES CITY1.63%
COWBOY BANK OF TEXASMAYPEARL1.62%
MCBANKGOLDTHWAITE1.62%
PEARLAND STATE BANKPEARLAND1.62%
FIRST NB OF ASPERMONTASPERMONT1.62%
FIRST NATIONAL BANK OF EVANTEVANT1.61%
FIRST STATE BANK OF BEDIASBEDIAS1.60%
VICTORY BANKLUBBOCK1.58%
FIRST NATIONAL BANK OF MOODYMOODY1.57%
FIRST NB OF HEBBRONVILLEHEBBRONVILLE1.56%
FIDELITY BANK OF TEXASWACO1.55%
INTERNATIONAL BK OF COMBROWNSVILLE1.55%
FIRST NB OF BALLINGERBALLINGER1.55%
FIRST NB OF EAGLE LAKEEAGLE LAKE1.55%
GUADALUPE BANKKERRVILLE1.55%
FIRST STB OF BROWNSBOROBROWNSBORO1.53%
FIRST COMMERCIAL BANK NASEGUIN1.53%
JOHNSON CITY BANKJOHNSON CITY1.50%
FIRST NB OF GRANBURYGRANBURY1.49%
AUSTIN BANK TEXAS NAJACKSONVILLE1.49%
CITIZENS BANKKILGORE1.48%
COMMUNITY NATIONAL BANKMIDLAND1.48%
FIRST NB OF ANDERSONANDERSON1.47%
SOUTHTRUST BANK N AGEORGE WEST1.46%
MASON BANKMASON1.45%
LAMESA NATIONAL BANKLAMESA1.44%
HERRING BANKAMARILLO1.44%
FIRST NB OF WINNSBOROWINNSBORO1.44%
NORMANGEE STATE BANKNORMANGEE1.42%
FIRST STATE BANKATHENS1.41%
ANAHUAC NATIONAL BANKANAHUAC1.41%
MENARD BANKMENARD1.41%
OZONA BANKOZONA1.41%
MARION STATE BANKMARION1.39%
CITY NB OF SAN SABASAN SABA1.37%
TBK BANK SSBDALLAS1.34%
FIRST NB OF TRINITYTRINITY1.33%
FIRST TEXAS BANKLAMPASAS1.30%
FIRST STB OF BEN WHEELER TXBEN WHEELER1.29%
KLEBERG BANK N AKINGSVILLE1.29%
FIRST STATE BANKPAINT ROCK1.28%
AMERICAN MOMENTUM BANKCOLLEGE STATION1.27%
BUCKHOLTS STATE BANKBUCKHOLTS1.25%
STATE NB OF BIG SPRINGBIG SPRING1.25%
FIRST NATIONAL BANK OF ALVINALVIN1.24%
FIRST NB IN COOPERCOOPER1.24%
CROWELL STATE BANKCROWELL1.23%
TITAN BANK N AMINERAL WELLS1.23%
ATASCOSA BANKPLEASANTON1.22%
AUSTIN CAPITAL BANK SSBAUSTIN1.21%
AVANA BANKABILENE1.19%
COMMUNITY BANKLONGVIEW1.19%
MUENSTER STATE BANKMUENSTER1.18%
HILL BANK&TRUST COWEIMAR1.17%
FIRST STATE BANKCOLUMBUS1.17%
FALLS CITY NATIONAL BANKFALLS CITY1.17%
POWELL STATE BANKPOWELL1.16%
FARMERS STATE BANKCENTER1.15%
STOCKMENS NB IN COTULLACOTULLA1.14%
CHARLES SCHWAB PREMIER BK SSWESTLAKE1.12%
FIRST NB OF BURLESONBURLESON1.11%
AMISTAD BANKDEL RIO1.11%
FIRST NB OF STANTONSTANTON1.09%
BRENHAM NATIONAL BANKBRENHAM1.07%
FARMERS&MERCHANTS BANKDE LEON1.07%
FIRST NB OF HUNTSVILLEHUNTSVILLE1.06%
PEOPLES STATE BANKSHEPHERD1.03%
FIRST STATE BANK OF ODEMODEM1.03%
TEXAS STATE BANKSAN ANGELO1.03%
PEOPLES STATE BANKROCKSPRINGS1.02%
FIRST STATE BANKLOUISE1.02%
BRIDGE CITY STATE BANKBRIDGE CITY1.02%
ARROWHEAD BANKLLANO1.01%
FIRST NB OF FORT STOCKTONFORT STOCKTON1.01%
ANGELINA SAVINGS BANK SSBLUFKIN0.98%
FIRST TEXAS BANKGEORGETOWN0.96%
BANK&TRUST SSBDEL RIO0.95%
FARMERS STATE BANKGROESBECK0.95%
FIRST NB OF DUBLINDUBLIN0.94%
FIRST BANK OF CELESTECELESTE0.93%
PAVILLION BANKRICHARDSON0.92%
FIRST SECURITY STATE BANKCRANFILLS GAP0.91%
CITIZENS STATE BANKGANADO0.91%
VALUEBANK TEXASCORPUS CHRISTI0.90%
LOVELADY STATE BANKLOVELADY0.90%
SOUTHWEST BANKODESSA0.89%
FIRST NB IN FALFURRIASFALFURRIAS0.88%
FIRST STATE BANK OF BURNETBURNET0.87%
LYTLE STB OF LYTLE TEXASLYTLE0.84%
JUNCTION NATIONAL BANKJUNCTION0.83%
ROBERT LEE STATE BANKROBERT LEE0.80%
FIRST NATIONAL BANK TEXASKILLEEN0.78%
FIRST NB OF STERLING CITYSTERLING CITY0.78%
FIRST NB OF LIVINGSTONLIVINGSTON0.77%
CITIZENS STB OF LULINGLULING0.73%
NATIONAL BANK OF ANDREWSANDREWS0.73%
BANDERA BANKBANDERA0.73%
FIRST TEXAS BANKKILLEEN0.71%
FIRST NB OF BOSQUE COUNTYVALLEY MILLS0.71%
COLUMBUS STATE BANKCOLUMBUS0.65%
HASKELL NATIONAL BANKHASKELL0.63%
FIRST NATIONAL BANK OF ANSONANSON0.61%
CHARLES SCHWAB TRUST BANKWESTLAKE0.60%
FIRST NB OF S PADRE ISLSOUTH PADRE ISLA0.56%
CITY NATIONAL BANK OF TAYLORTAYLOR0.50%
ZAVALA COUNTY BANKCRYSTAL CITY0.47%
FIRST NB OF MERTZONMERTZON0.46%
TEXAS FINANCIAL BANKEDEN0.40%
POINTWEST BANKWEST0.38%
TEJAS BANKMONAHANS0.37%
CITIZENS NATIONAL BANKCROCKETT0.30%
BIG BEND BANKS N AMARFA0.30%
FIRST COMMAND BANKFORT WORTH0.27%
FIRST NB OF HUGHES SPRINGSHUGHES SPRINGS0.25%
BK SAN JACINTO CNTY COLDSPRICOLDSPRING0.23%
COMMERCIAL STATE BANKPALMER0.20%
FIRST STATE BANKJUNCTION0.17%
FIRST NATIONAL BANK OF LIPANLIPAN0.09%
BRAZOS NATIONAL BANKRICHWOOD0.03%
LEGACY TRUST CO N AHOUSTON0.00%
HIGHTOWER TRUST CO NAHOUSTON0.00%