2024Q3 — Cost of Funding Earning Assets

Updated: 2024-09-30

Metric

National Rankings & Insights

This page ranks U.S. banks by Cost of Funding Earning Assets for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Use the table to explore institutions or jump into state and bank detail pages.

Top banks by Cost of Funding Earning Assets (U.S.)

BANK OF NEW YORK MELLON – NEW YORK NORTHERN TRUST CO – CHICAGO NATIONWIDE TRUST CO FSB – COLUMBUS GOLDMAN SACHS BANK USA – NEW YORK COMENITY BANK – WILMINGTON TD BANK USA NATIONAL ASSN – WILMINGTON LUMINATE BANK – MINNEAPOLIS FIELDPOINT PRIVATE B&T – GREENWICH GRAND BANK FOR SAVINGS FSB – HATTIESBURG UNITED FIDELITY BANK FSB – EVANSVILLE

Showing 50 of 4589 banks

#	Bank	State	City	Cost of Funding Earning Assets
1	BANK OF NEW YORK MELLON	NEW YORK	NEW YORK	5.94%
2	NORTHERN TRUST CO	ILLINOIS	CHICAGO	5.61%
3	NATIONWIDE TRUST CO FSB	OHIO	COLUMBUS	5.35%
4	GOLDMAN SACHS BANK USA	NEW YORK	NEW YORK	5.06%
5	COMENITY BANK	DELAWARE	WILMINGTON	4.94%
6	TD BANK USA NATIONAL ASSN	DELAWARE	WILMINGTON	4.75%
7	LUMINATE BANK	MINNESOTA	MINNEAPOLIS	4.74%
8	FIELDPOINT PRIVATE B&T	CONNECTICUT	GREENWICH	4.71%
9	GRAND BANK FOR SAVINGS FSB	MISSISSIPPI	HATTIESBURG	4.70%
10	UNITED FIDELITY BANK FSB	INDIANA	EVANSVILLE	4.65%
11	MERCHANTS BANK OF INDIANA	INDIANA	CARMEL	4.61%
12	FINANCIAL FEDERAL BANK	TENNESSEE	MEMPHIS	4.57%
13	FIRST BANK OF THE LAKE	MISSOURI	OSAGE BEACH	4.54%
14	STATE BANK OF TEXAS	TEXAS	IRVING	4.50%
15	UNION COUNTY SAVINGS BANK	NEW JERSEY	ELIZABETH	4.39%
16	HABIB AMERICAN BANK	NEW YORK	NEW YORK	4.38%
17	WEBBANK	UTAH	SALT LAKE CITY	4.38%
18	MIDWEST REGIONAL BANK	MISSOURI	CLAYTON	4.37%
19	DR BANK	CONNECTICUT	DARIEN	4.34%
20	42 NORTH PRIVATE BANK	MASSACHUSETTS	CANTON	4.32%
21	PARAMOUNT BANK	MISSOURI	HAZELWOOD	4.32%
22	JOHN DEERE FINANCIAL FSB	WISCONSIN	MIDDLETON	4.31%
23	COMENITY CAPITAL BANK	UTAH	DRAPER	4.29%
24	M1 BANK	MISSOURI	CLAYTON	4.29%
25	BALBOA THRIFT&LOAN ASSN	CALIFORNIA	CHULA VISTA	4.27%
26	BAYFIRST NATIONAL BANK	FLORIDA	SAINT PETERSBURG	4.27%
27	NORTHPOINTE BANK	MICHIGAN	GRAND RAPIDS	4.26%
28	T BANK NATIONAL ASSN	TEXAS	DALLAS	4.26%
29	TRISTATE CAPITAL BANK	PENNSYLVANIA	PITTSBURGH	4.24%
30	SONATA BANK	TENNESSEE	BRENTWOOD	4.23%
31	SYNCHRONY BANK	UTAH	DRAPER	4.23%
32	1ST FINANCIAL BANK USA	SOUTH DAKOTA	DAKOTA DUNES	4.22%
33	SALLIE MAE BANK	UTAH	SALT LAKE CITY	4.22%
34	TIB NATIONAL ASSN	TEXAS	FARMERS BRANCH	4.20%
35	LENDINGCLUB BANK NA	UTAH	LEHI	4.18%
36	ALLY BANK	UTAH	SANDY	4.14%
37	MINNESOTA 1ST CREDIT&SVG INC	MINNESOTA	ROCHESTER	4.12%
38	STIFEL BANK	MISSOURI	SAINT LOUIS	4.11%
39	FORBRIGHT BANK	MARYLAND	POTOMAC	4.11%
40	TOUCHMARK NATIONAL BANK	GEORGIA	ALPHARETTA	4.11%
41	CRESCENT BANK	LOUISIANA	NEW ORLEANS	4.10%
42	QUONTIC BANK	NEW YORK	ASTORIA	4.10%
43	PRIME ALLIANCE BANK	UTAH	WOODS CROSS	4.09%
44	LIBERTY SAVINGS BANK FSB	OHIO	WILMINGTON	4.08%
45	BARCLAYS BANK DELAWARE	DELAWARE	WILMINGTON	4.08%
46	ENCORE BANK	ARKANSAS	LITTLE ROCK	4.07%
47	ONE AMERICAN BANK	SOUTH DAKOTA	CENTERVILLE	4.07%
48	BANK OF BRENHAM NA	TEXAS	BRENHAM	4.06%
49	RIVERSIDE BANK OF DUBLIN	OHIO	DUBLIN	4.03%
50	NEWTEK BANK NATIONAL ASSN	FLORIDA	MIAMI	4.02%