Wyoming Bank & Trust
Cheyenne, WY
IDRSSD: 64150
Total Assets
$318.33M
Latest filing
Total Deposits
$281.79M
Latest filing
Net Interest Margin
2.95%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 82009 |
| State and County Number | 56021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Cheyenne, WY |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 8718 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $318.33M |
| Total Deposits | $281.79M |
| Total Liabilities | $288.80M |
| Total Equity Capital | $29.52M |
| Net Income | $64.00k |
| Net Loans and Leases | $138.28M |
| Assets Per Employee ($Millions) | $7.58M |
| Bank Premises and Fixed Assets | $4.10M |
| Cash and Balances due from Depository Institutions | $95.81M |
| Deposits Held in Domestic Offices | $281.79M |
Key Performance Ratios
| Return on Assets (ROA) | 0.08% |
| Return on Equity (ROE) | 0.88% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 79.53% |
| Tier 1 Risk-Based Capital Ratio | 22.358% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.275% |
| Earning Assets to total Assets | 95.37% |
Income and Expense
| Total Interest Income | $4.11M |
| Total Noninterest Income | $6.38M |
| Total Interest Expense | $1.85M |
| Total Noninterest Expense | $6.87M |
| Net Interest Income | $2.26M |
| Pre-tax Net Operating Income | $1.77M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.85M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.16M |
| Total Liabilities and Capital | $318.33M |
Securities
| Securities | $70.78M |
| Available-for-sale debt securities | $60.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wyoming Bank & Trust?
$318.33M as of the latest filing.
How much are Wyoming Bank & Trust's total deposits?
$281.79M in total deposits.
Where is Wyoming Bank & Trust located?
Cheyenne, WY.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
0.08%.
How much are total loans and leases?
$138.28M (latest filing).
What is the total interest income (latest filing)?
$4.11M.