RNB STATE BANK
Rawlins, WY
IDRSSD: 548052
Total Assets
$282.09M
Latest filing
Total Deposits
$263.68M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
RNB STATE BANK
220 5th St
Rawlins, WY 82301
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1898FDIC Certificate 1479
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RNB STATE BANK (Main) | 220 5th St | Rawlins, WY |
| SOUTH FIRST STREET BRANCH | 209 S 1st St | Saratoga, WY |
| 403 S ADAMS ST BRANCH | 403 S Adams St | Hanna, WY |
| EAST BRANCH | 600 N Higley Blvd | Rawlins, WY |
| FRONT RANGE STATE BANK A DIVISION OF RNB STATE BANK BRANCH | 2001 Main St | Longmont, CO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 82301 |
| State and County Number | 56007 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/19/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.rnbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 2228 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $282.09M |
| Total Deposits | $263.68M |
| Total Liabilities | $264.80M |
| Total Equity Capital | $17.29M |
| Net Income | $626.00k |
| Net Loans and Leases | $147.38M |
| Assets Per Employee ($Millions) | $5.53M |
| Bank Premises and Fixed Assets | $3.67M |
| Cash and Balances due from Depository Institutions | $5.48M |
| Deposits Held in Domestic Offices | $263.68M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 15.93% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 78.48% |
| Tier 1 Risk-Based Capital Ratio | 14.674% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.129% |
| Earning Assets to total Assets | 94.42% |
Income and Expense
| Total Interest Income | $3.47M |
| Total Noninterest Income | $182.00k |
| Total Interest Expense | $892.00k |
| Total Noninterest Expense | $2.16M |
| Net Interest Income | $2.57M |
| Pre-tax Net Operating Income | $593.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.26M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.12M |
| Total Liabilities and Capital | $282.09M |
Securities
| Securities | $104.45M |
| Available-for-sale debt securities | $98.64M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RNB STATE BANK?
$282.09M as of the latest filing.
How much are RNB STATE BANK's total deposits?
$263.68M in total deposits.
Where is RNB STATE BANK located?
Rawlins, WY.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$147.38M (latest filing).
What is the total interest income (latest filing)?
$3.47M.