RSNB Bank
Rock Springs, WY
IDRSSD: 550952
Total Assets
$363.77M
Latest filing
Total Deposits
$340.24M
Latest filing
Net Interest Margin
3.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
RSNB Bank
200 2nd St
Rock Springs, WY 82901
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/23/1892FDIC Certificate 1480
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RSNB Bank (Main) | 200 2nd St | Rock Springs, WY |
| WEST BRANCH | 1987 Dewar Dr | Rock Springs, WY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/23/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 82901 |
| State and County Number | 56037 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Rock Springs, WY |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/03/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.RSNB.COM |
| Data Updated | 11/14/2025 |
| CERT | 2229 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $363.77M |
| Total Deposits | $340.24M |
| Total Liabilities | $342.58M |
| Total Equity Capital | $21.19M |
| Net Income | $1.21M |
| Net Loans and Leases | $144.02M |
| Assets Per Employee ($Millions) | $8.46M |
| Bank Premises and Fixed Assets | $6.46M |
| Cash and Balances due from Depository Institutions | $5.54M |
| Deposits Held in Domestic Offices | $340.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 26.62% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 64.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.825% |
| Earning Assets to total Assets | 91.9% |
Income and Expense
| Total Interest Income | $3.79M |
| Total Noninterest Income | $456.00k |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $2.06M |
| Net Interest Income | $2.73M |
| Pre-tax Net Operating Income | $1.19M |
| Provision for Credit Losses | $-66,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $200.00k |
| All Other Liabilities | $2.14M |
| Total Liabilities and Capital | $363.77M |
Securities
| Securities | $189.84M |
| Available-for-sale debt securities | $189.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RSNB Bank?
$363.77M as of the latest filing.
How much are RSNB Bank's total deposits?
$340.24M in total deposits.
Where is RSNB Bank located?
Rock Springs, WY.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
2.
When was it established?
05/23/1892.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$144.02M (latest filing).
What is the total interest income (latest filing)?
$3.79M.