RSNB Bank

Rock Springs, WY
IDRSSD: 550952
Total Assets
$363.77M
Latest filing
Total Deposits
$340.24M
Latest filing
Net Interest Margin
3.25%
Profitability

Locations

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Main Office
RSNB Bank
200 2nd St
Rock Springs, WY 82901
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/23/1892FDIC Certificate 1480

Branches (1)

Page 1 of 1
NameAddressCity / State
RSNB Bank (Main)200 2nd StRock Springs, WY
WEST BRANCH1987 Dewar DrRock Springs, WY
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date05/23/1892
Community BankYes
Ownership TypeNot Mutual
ZIP82901
State and County Number56037
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameRock Springs, WY

Operational Info

Number of Employees44
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/03/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.RSNB.COM
Data Updated11/14/2025
CERT2229
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$363.77M
Total Deposits$340.24M
Total Liabilities$342.58M
Total Equity Capital$21.19M
Net Income$1.21M
Net Loans and Leases$144.02M
Assets Per Employee ($Millions)$8.46M
Bank Premises and Fixed Assets$6.46M
Cash and Balances due from Depository Institutions$5.54M
Deposits Held in Domestic Offices$340.24M

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)26.62%
Net Interest Margin3.25%
Efficiency Ratio64.71%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.825%
Earning Assets to total Assets91.9%

Income and Expense

Total Interest Income$3.79M
Total Noninterest Income$456.00k
Total Interest Expense$1.05M
Total Noninterest Expense$2.06M
Net Interest Income$2.73M
Pre-tax Net Operating Income$1.19M
Provision for Credit Losses$-66,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$200.00k
All Other Liabilities$2.14M
Total Liabilities and Capital$363.77M

Securities

Securities$189.84M
Available-for-sale debt securities$189.84M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of RSNB Bank?
$363.77M as of the latest filing.
How much are RSNB Bank's total deposits?
$340.24M in total deposits.
Where is RSNB Bank located?
Rock Springs, WY.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
2.
When was it established?
05/23/1892.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$144.02M (latest filing).
What is the total interest income (latest filing)?
$3.79M.