Cowboy State Bank
Ranchester, WY
IDRSSD: 544951
Total Assets
$52.03M
Latest filing
Total Deposits
$45.78M
Latest filing
Net Interest Margin
6.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102301063RANCHESTER, WY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Cowboy State Bank
515 Us Highway 14
Ranchester, WY 82839
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1912FDIC Certificate 5556
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cowboy State Bank (Main) | 515 Us Highway 14 | Ranchester, WY |
| SHERIDAN BRANCH | 232 E Grinnell Plz | Sheridan, WY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 82839 |
| State and County Number | 56033 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Sheridan, WY |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/25/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.cowboystatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 8725 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $52.03M |
| Total Deposits | $45.78M |
| Total Liabilities | $45.83M |
| Total Equity Capital | $6.20M |
| Net Income | $17.00k |
| Net Loans and Leases | $33.51M |
| Assets Per Employee ($Millions) | $3.06M |
| Bank Premises and Fixed Assets | $3.06M |
| Cash and Balances due from Depository Institutions | $8.86M |
| Deposits Held in Domestic Offices | $45.78M |
Key Performance Ratios
| Return on Assets (ROA) | 0.13% |
| Return on Equity (ROE) | 1.13% |
| Net Interest Margin | 6.55% |
| Efficiency Ratio | 97.83% |
| Tier 1 Risk-Based Capital Ratio | 14.725% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.919% |
| Earning Assets to total Assets | 87.56% |
Income and Expense
| Total Interest Income | $857.00k |
| Total Noninterest Income | $21.00k |
| Total Interest Expense | $96.00k |
| Total Noninterest Expense | $765.00k |
| Net Interest Income | $761.00k |
| Pre-tax Net Operating Income | $17.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $955.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $49.00k |
| Total Liabilities and Capital | $52.03M |
Securities
| Securities | $4.86M |
| Available-for-sale debt securities | $4.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cowboy State Bank?
$52.03M as of the latest filing.
How much are Cowboy State Bank's total deposits?
$45.78M in total deposits.
Where is Cowboy State Bank located?
Ranchester, WY.
What is the Net Interest Margin?
6.55%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.13%.
How much are total loans and leases?
$33.51M (latest filing).
What is the total interest income (latest filing)?
$857.00k.