Buffalo Federal Bank

Buffalo, WY
IDRSSD: 108072
Total Assets
$195.36M
Latest filing
Total Deposits
$166.22M
Latest filing
Net Interest Margin
4.53%
Profitability

Locations

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Main Office
Buffalo Federal Bank
106 Fort St
Buffalo, WY 82834
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1936FDIC Certificate 42530

Branches (2)

Page 1 of 1
NameAddressCity / State
Buffalo Federal Bank (Main)106 Fort StBuffalo, WY
SHERIDAN BRANCH1375 Sugarland DrSheridan, WY
GILLETTE BRANCH2900 S Douglas HwyGillette, WY
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date05/01/1936
Community BankYes
Ownership TypeNot Mutual
ZIP82834
State and County Number56019
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees34
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.buffalofed.bank
Data Updated11/14/2025
CERT29696
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$195.36M
Total Deposits$166.22M
Total Liabilities$178.75M
Total Equity Capital$16.61M
Net Income$597.00k
Net Loans and Leases$144.88M
Assets Per Employee ($Millions)$5.58M
Bank Premises and Fixed Assets$2.97M
Cash and Balances due from Depository Institutions$2.91M
Deposits Held in Domestic Offices$166.22M

Key Performance Ratios

Return on Assets (ROA)1.22%
Return on Equity (ROE)14.58%
Net Interest Margin4.53%
Efficiency Ratio69.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.501%
Earning Assets to total Assets92.67%

Income and Expense

Total Interest Income$2.93M
Total Noninterest Income$338.00k
Total Interest Expense$880.00k
Total Noninterest Expense$1.65M
Net Interest Income$2.05M
Pre-tax Net Operating Income$744.00k
Provision for Credit Losses$-6,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$11.00M
Federal Funds Sold & Reverse Repurchase Agreement$12.51M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.53M
Total Liabilities and Capital$195.36M

Securities

Securities$23.60M
Available-for-sale debt securities$23.60M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Buffalo Federal Bank?
$195.36M as of the latest filing.
How much are Buffalo Federal Bank's total deposits?
$166.22M in total deposits.
Where is Buffalo Federal Bank located?
Buffalo, WY.
What is the Net Interest Margin?
4.53%.
How many domestic offices does it operate?
3.
When was it established?
05/01/1936.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$144.88M (latest filing).
What is the total interest income (latest filing)?
$2.93M.