Wintrust Bank, National Association

Chicago, IL
IDRSSD: 2239288
Total Assets
$9.40B
Latest filing
Total Deposits
$8.16B
Latest filing
Net Interest Margin
3.97%
Profitability

Locations

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Main Office
Wintrust Bank, National Association
231 S La Salle St
Chicago, IL 60604
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/14/1994FDIC Certificate 55104

Branches (36)

Page 1 of 6
NameAddressCity / State
Wintrust Bank, National Association (Main)231 S La Salle StChicago, IL
RIVER NORTH BRANCH431 N Clark StChicago, IL
GOLD COAST BRANCH1051 N Rush StChicago, IL
DELAWARE PLACE BRANCH190 E Delaware PlChicago, IL
STREETERVILLE BRANCH200 E Grand AveChicago, IL
MAYFAIR BRANCH4343 N Elston AveChicago, IL
GLENCOE BRANCH362 Park AveGlencoe, IL
720 12TH STREET BRANCH720 12th StWilmette, IL
Showing 7 of 36

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/14/1994
Community BankNo
Ownership TypeNot Mutual
ZIP60604
State and County Number17031
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees637
Domestic Offices37
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/14/1994
Primary Insurance AgencyDIF
Websitewww.wintrustbank.com
Data Updated11/14/2025
CERT33935
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$9.40B
Total Deposits$8.16B
Total Liabilities$8.34B
Total Equity Capital$1.07B
Net Income$43.22M
Net Loans and Leases$7.70B
Assets Per Employee ($Millions)$15.02M
Bank Premises and Fixed Assets$94.39M
Cash and Balances due from Depository Institutions$655.36M
Deposits Held in Domestic Offices$8.16B

Key Performance Ratios

Return on Assets (ROA)1.82%
Return on Equity (ROE)16.18%
Net Interest Margin3.97%
Efficiency Ratio46.07%
Tier 1 Risk-Based Capital Ratio11.609%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.364%
Earning Assets to total Assets93.66%

Income and Expense

Total Interest Income$134.15M
Total Noninterest Income$33.40M
Total Interest Expense$46.00M
Total Noninterest Expense$56.16M
Net Interest Income$88.15M
Pre-tax Net Operating Income$57.27M
Provision for Credit Losses$8.12M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$9.34M
Other borrowed funds$221.00k
Federal Funds Sold & Reverse Repurchase Agreement$5.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$132.20M
Total Liabilities and Capital$9.40B

Securities

Securities$560.22M
Available-for-sale debt securities$362.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$192.36M
Subordinated Debt$0
Trading Account Assets$47.23M
Trading Liabilities$46.87M

Frequently Asked Questions

What are the total assets of Wintrust Bank, National Association?
$9.40B as of the latest filing.
How much are Wintrust Bank, National Association's total deposits?
$8.16B in total deposits.
Where is Wintrust Bank, National Association located?
Chicago, IL.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
37.
When was it established?
09/14/1994.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$7.70B (latest filing).
What is the total interest income (latest filing)?
$134.15M.