Westfield Bank, FSB
Westfield Center, OH
IDRSSD: 2986407
Total Assets
$2.06B
Latest filing
Total Deposits
$1.83B
Latest filing
Net Interest Margin
3.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Westfield Bank, FSB
2 Park Cir
Westfield Center, OH 44251
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/05/2001FDIC Certificate 356925
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Westfield Bank, FSB (Main) | 2 Park Cir | Westfield Center, OH |
| PORTAGE CROSSING BRANCH | 2875 State Rd | Cuyahoga Falls, OH |
| BRECKSVILLE BRANCH | 8751 Brecksville Rd | Brecksville, OH |
| FAIRLAWN BRANCH | 2923 Smith Rd | Akron, OH |
| MEDINA BRANCH | 4015 Medina Rd | Medina, OH |
| WOOSTER BRANCH | 105 E Liberty St | Wooster, OH |
| CANTON BRANCH | 4809 Dressler Rd Nw | Canton, OH |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 02/05/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44251 |
| State and County Number | 39103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cleveland-Elyria, OH |
Operational Info
| Number of Employees | 192 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/05/2001 |
| Primary Insurance Agency | DIF |
| Website | www.westfield-bank.com |
| Data Updated | 11/14/2025 |
| CERT | 57077 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.06B |
| Total Deposits | $1.83B |
| Total Liabilities | $1.85B |
| Total Equity Capital | $214.99M |
| Net Income | $6.74M |
| Net Loans and Leases | $1.56B |
| Assets Per Employee ($Millions) | $11.46M |
| Bank Premises and Fixed Assets | $12.47M |
| Cash and Balances due from Depository Institutions | $55.50M |
| Deposits Held in Domestic Offices | $1.83B |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 11.57% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 57.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.424% |
| Earning Assets to total Assets | 92.32% |
Income and Expense
| Total Interest Income | $27.02M |
| Total Noninterest Income | $2.28M |
| Total Interest Expense | $9.91M |
| Total Noninterest Expense | $11.20M |
| Net Interest Income | $17.11M |
| Pre-tax Net Operating Income | $8.15M |
| Provision for Credit Losses | $41.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.88M |
| Total Liabilities and Capital | $2.06B |
Securities
| Securities | $303.50M |
| Available-for-sale debt securities | $303.50M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $2.44M |
| Trading Liabilities | $2.44M |
Frequently Asked Questions
What are the total assets of Westfield Bank, FSB?
$2.06B as of the latest filing.
How much are Westfield Bank, FSB's total deposits?
$1.83B in total deposits.
Where is Westfield Bank, FSB located?
Westfield Center, OH.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
7.
When was it established?
02/05/2001.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$1.56B (latest filing).
What is the total interest income (latest filing)?
$27.02M.