The Richwood Banking Company

Richwood, OH
IDRSSD: 150727
Total Assets
$1.24B
Latest filing
Total Deposits
$1.07B
Latest filing
Net Interest Margin
Profitability

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date07/01/1867
Community BankYes
Ownership TypeNot Mutual
ZIP43344
State and County Number39159
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameColumbus, OH

Operational Info

Number of Employees206
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.richwoodbank.com
Data Updated10/31/2025
CERT12978
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.24B
Total Deposits$1.07B
Total Liabilities$1.13B
Total Equity Capital$0
Net Income$4.58M
Net Loans and Leases$856.55M
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$16.32M
Total Noninterest Income$13.07M
Total Interest Expense$4.61M
Total Noninterest Expense$8.84M
Net Interest Income$11.72M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

About The Richwood Banking Company

Explore the latest call report data for The Richwood Banking Company. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of The Richwood Banking Company?
$1.24B as of the latest filing.
How much are The Richwood Banking Company's total deposits?
$1.07B in total deposits.
Where is The Richwood Banking Company located?
Richwood, OH.
What is the Net Interest Margin?
Not available.
Is this bank FDIC insured?
Institutions that are currently open and insured by the FDIC.
How many domestic offices does it operate?
9.
When was it established?
07/01/1867.
Who is the primary regulator?
FED.