Flags
No flags — within typical peer ranges.
The Union Bank Company
Columbus Grove, OH
IDRSSD: 780218
Total Assets
$1.21B
Latest filing
Total Deposits
$1.09B
Latest filing
Net Interest Margin
4.08%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Union Bank Company
101 Progressive Dr
Columbus Grove, OH 45830
Full Service - Brick and Mortar
Updated 04/24/2026Established 11/21/1904FDIC Certificate 8196
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Union Bank Company (Main) | 101 Progressive Dr | Columbus Grove, OH |
| GIBSONBURG BRANCH | 230 West Main Street | Gibsonburg, OH |
| OTTERBEIN-PORTAGE VALLEY BRANCH | 20311 Pemberville Rd | Pemberville, OH |
| KALIDA BRANCH | 110 E North St | Kalida, OH |
| OTTAWA BRANCH | 245 W Main St | Ottawa, OH |
| LIMA WEST BRANCH | 3211 Elida Rd | Lima, OH |
| LIMA EAST BRANCH | 1410 Bellefontaine Ave | Lima, OH |
| FINDLAY BRANCH | 1500 Bright Rd | Findlay, OH |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The North Side Bank and Trust Company
Cincinnati, Ohio
→
Assets: $1.18BΔ -0.8%
Consumers National Bank
Minerva, Ohio
→
Assets: $1.21BΔ +1.8%
First State Bank
Winchester, Ohio
→
Assets: $1.15BΔ -3.3%
The Richwood Banking Company
Richwood, Ohio
→
Assets: $1.24BΔ +3.8%
Liberty Savings Bank, F.S.B.
Wilmington, Ohio
→
Assets: $1.11BΔ -6.9%
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio
→
Assets: $1.29BΔ +8.6%
Watch Panel
Active Watch Signals across growth, allowance, nonperforming, and charge-off portfolios.
Growth
Balance-sheet growth signalsNo active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.
Allowance
ALLL coverage signalsNo active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.
Nonperforming
Noncurrent loan signalsNo active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.
Charge-off
Net charge-off signalsNo active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/21/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45830 |
| State and County Number | 39137 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 158 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.theubank.com |
| Data Updated | 04/24/2026 |
| CERT | 12969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.21B |
| Total Deposits | $1.09B |
| Total Liabilities | $1.09B |
| Total Equity Capital | $118.47M |
| Net Income | $3.88M |
| Net Loans and Leases | $844.33M |
| Assets Per Employee ($Millions) | $7.92M |
| Bank Premises and Fixed Assets | $22.19M |
| Cash and Balances due from Depository Institutions | $49.35M |
| Deposits Held in Domestic Offices | $1.09B |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 12.76% |
| Net Interest Margin | 4.08% |
| Efficiency Ratio | 63.73% |
| Tier 1 Risk-Based Capital Ratio | 14.492% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.774% |
| Earning Assets to total Assets | 90.72% |
Income and Expense
| Total Interest Income | $14.82M |
| Total Noninterest Income | $2.21M |
| Total Interest Expense | $3.73M |
| Total Noninterest Expense | $8.49M |
| Net Interest Income | $11.09M |
| Pre-tax Net Operating Income | $4.53M |
| Provision for Credit Losses | $289.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $444.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.63M |
| Total Liabilities and Capital | $1.21B |
Securities
| Securities | $219.20M |
| Available-for-sale debt securities | $218.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Union Bank Company?
$1.21B as of the latest filing.
How much are The Union Bank Company's total deposits?
$1.09B in total deposits.
Where is The Union Bank Company located?
Columbus Grove, OH.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
15.
When was it established?
11/21/1904.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$844.33M (latest filing).
What is the total interest income (latest filing)?
$14.82M.