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The Union Bank Company

Columbus Grove, OH
IDRSSD: 780218
Total Assets
$1.20B
Latest filing
Total Deposits
$1.07B
Latest filing
Net Interest Margin
3.78%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/21/1904
Community BankYes
Ownership TypeNot Mutual
ZIP45830
State and County Number39137
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees167
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.theubank.com
Data Updated11/14/2025
CERT12969
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.20B
Total Deposits$1.07B
Total Liabilities$1.08B
Total Equity Capital$119.83M
Net Income$3.05M
Net Loans and Leases$796.42M
Assets Per Employee ($Millions)$7.52M
Bank Premises and Fixed Assets$23.04M
Cash and Balances due from Depository Institutions$74.66M
Deposits Held in Domestic Offices$1.07B

Key Performance Ratios

Return on Assets (ROA)1.02%
Return on Equity (ROE)10.49%
Net Interest Margin3.78%
Efficiency Ratio70.27%
Tier 1 Risk-Based Capital Ratio15.684%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.021%
Earning Assets to total Assets90.61%

Income and Expense

Total Interest Income$14.74M
Total Noninterest Income$1.82M
Total Interest Expense$4.52M
Total Noninterest Expense$8.48M
Net Interest Income$10.23M
Pre-tax Net Operating Income$3.51M
Provision for Credit Losses$64.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.07M
Other borrowed funds$468.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.22M
Total Liabilities and Capital$1.20B

Securities

Securities$224.88M
Available-for-sale debt securities$223.98M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Union Bank Company?
$1.20B as of the latest filing.
How much are The Union Bank Company's total deposits?
$1.07B in total deposits.
Where is The Union Bank Company located?
Columbus Grove, OH.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
15.
When was it established?
11/21/1904.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$796.42M (latest filing).
What is the total interest income (latest filing)?
$14.74M.