Main Street Bank Corp.
Wooster, OH
IDRSSD: 985479
Total Assets
$1.49B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
4.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
241272040WOOSTER, OH
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Main Street Bank Corp.
151 N Market St
Wooster, OH 44691
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 42681
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Main Street Bank Corp. (Main) | 151 N Market St | Wooster, OH |
| CRESTON BRANCH | 121 N Main St | Creston, OH |
| NORTH CLAY STREET BRANCH | 90 N Clay St | Millersburg, OH |
| 233 CLAREMONT BRANCH | 233 Claremont Ave | Ashland, OH |
| 237 N MAIN ST BRANCH | 237 N Main St | Rittman, OH |
| 1926 CLEVELAND RD BRANCH | 1926 Cleveland Rd | Wooster, OH |
| 303 HIGHLAND DRIVE BRANCH | 303 Highland Dr | Lodi, OH |
| MO BRANCH | 2001 Main St | Wheeling, WV |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The State Bank and Trust Company
Defiance, Ohio
→
Assets: $1.49BΔ +1.2%
THE VINTON COUNTY NATIONAL BANK
Mcarthur, Ohio
→
Assets: $1.55BΔ +5.6%
The Ohio Valley Bank Company
Gallipolis, Ohio
→
Assets: $1.55BΔ +5.7%
Guardian Savings Bank
West Chester, Ohio
→
Assets: $1.35BΔ -8.4%
The Merchants National Bank
Hillsboro, Ohio
→
Assets: $1.33BΔ -9.3%
Signature Bank, National Association
Toledo, Ohio
→
Assets: $1.31BΔ -10.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44691 |
| State and County Number | 39169 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wooster, OH |
Operational Info
| Number of Employees | 162 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/31/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.mymainstreetbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 29847 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.49B |
| Total Deposits | $1.34B |
| Total Liabilities | $1.35B |
| Total Equity Capital | $143.00M |
| Net Income | $5.14M |
| Net Loans and Leases | $1.21B |
| Assets Per Employee ($Millions) | $9.28M |
| Bank Premises and Fixed Assets | $10.01M |
| Cash and Balances due from Depository Institutions | $61.63M |
| Deposits Held in Domestic Offices | $1.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 14.62% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 49.02% |
| Tier 1 Risk-Based Capital Ratio | 11.369% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.566% |
| Earning Assets to total Assets | 94.99% |
Income and Expense
| Total Interest Income | $22.13M |
| Total Noninterest Income | $854.00k |
| Total Interest Expense | $8.07M |
| Total Noninterest Expense | $7.83M |
| Net Interest Income | $14.05M |
| Pre-tax Net Operating Income | $6.60M |
| Provision for Credit Losses | $477.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $149.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $7.38M |
| All Other Liabilities | $8.53M |
| Total Liabilities and Capital | $1.49B |
Securities
| Securities | $155.60M |
| Available-for-sale debt securities | $150.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.15M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Main Street Bank Corp.?
$1.49B as of the latest filing.
How much are Main Street Bank Corp.'s total deposits?
$1.34B in total deposits.
Where is Main Street Bank Corp. located?
Wooster, OH.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$1.21B (latest filing).
What is the total interest income (latest filing)?
$22.13M.