Sutton Bank

Attica, OH
IDRSSD: 110413
Total Assets
$1.59B
Latest filing
Total Deposits
$1.35B
Latest filing
Net Interest Margin
5.97%
Profitability

Key People

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Locations

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Main Office
Sutton Bank
1 S Main St
Attica, OH 44807
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1878FDIC Certificate 4045

Branches (8)

Page 1 of 2
NameAddressCity / State
Sutton Bank (Main)1 S Main StAttica, OH
WALTON STREET BRANCH301 E Walton StWillard, OH
NEW LONDON BRANCH51 Park AveNew London, OH
SUTTON BANK MORTGAGE BRANCH2234 Village Mall DrMansfield, OH
ASHLAND CLAREMONT BRANCH1804 Claremont AveAshland, OH
MANSFIELD BRANCH863 S Lexington Springmill RdMansfield, OH
EAST MAIN STREET BRANCH1521 E Main StAshland, OH
LEXINGTON AVENUE BRANCH595 Lexington AveMansfield, OH
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1878
Community BankYes
Ownership TypeNot Mutual
ZIP44807
State and County Number39147
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameTiffin, OH

Operational Info

Number of Employees216
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/29/2021
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.suttonbank.com
Data Updated01/30/2026
CERT5962
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.59B
Total Deposits$1.35B
Total Liabilities$1.36B
Total Equity Capital$220.66M
Net Income$21.71M
Net Loans and Leases$431.25M
Assets Per Employee ($Millions)$7.21M
Bank Premises and Fixed Assets$10.56M
Cash and Balances due from Depository Institutions$691.04M
Deposits Held in Domestic Offices$1.35B

Key Performance Ratios

Return on Assets (ROA)5.36%
Return on Equity (ROE)39.86%
Net Interest Margin5.97%
Efficiency Ratio47.38%
Tier 1 Risk-Based Capital Ratio29.506%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.44%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.921%
Earning Assets to total Assets93.21%

Income and Expense

Total Interest Income$23.74M
Total Noninterest Income$15.22M
Total Interest Expense$1.11M
Total Noninterest Expense$17.93M
Net Interest Income$22.64M
Pre-tax Net Operating Income$21.71M
Provision for Credit Losses$-1,791,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.10M
All Other Liabilities$9.43M
Total Liabilities and Capital$1.59B

Securities

Securities$343.75M
Available-for-sale debt securities$343.75M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$14.36M
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sutton Bank?
$1.59B as of the latest filing.
How much are Sutton Bank's total deposits?
$1.35B in total deposits.
Where is Sutton Bank located?
Attica, OH.
What is the Net Interest Margin?
5.97%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1878.
What is the Return on Assets (ROA)?
5.36%.
How much are total loans and leases?
$431.25M (latest filing).
What is the total interest income (latest filing)?
$23.74M.