West Pointe Bank
Oshkosh, WI
IDRSSD: 2371816
Total Assets
$368.61M
Latest filing
Total Deposits
$261.12M
Latest filing
Net Interest Margin
4.34%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075912835OSHKOSH, WI
Key People
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Locations
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Main Office
West Pointe Bank
1750 Witzel Ave
Oshkosh, WI 54902
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/22/1996FDIC Certificate 56310
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| West Pointe Bank (Main) | 1750 Witzel Ave | Oshkosh, WI | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/22/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54902 |
| State and County Number | 55139 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Oshkosh-Neenah, WI |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/22/1996 |
| Primary Insurance Agency | DIF |
| Website | www.westptebank.com |
| Data Updated | 01/30/2026 |
| CERT | 34162 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $368.61M |
| Total Deposits | $261.12M |
| Total Liabilities | $300.98M |
| Total Equity Capital | $67.63M |
| Net Income | $701.00k |
| Net Loans and Leases | $313.43M |
| Assets Per Employee ($Millions) | $17.55M |
| Bank Premises and Fixed Assets | $938.00k |
| Cash and Balances due from Depository Institutions | $2.01M |
| Deposits Held in Domestic Offices | $261.12M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 4.16% |
| Net Interest Margin | 4.34% |
| Efficiency Ratio | 51.26% |
| Tier 1 Risk-Based Capital Ratio | 21.845% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.93% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.346% |
| Earning Assets to total Assets | 94.4% |
Income and Expense
| Total Interest Income | $5.79M |
| Total Noninterest Income | $227.00k |
| Total Interest Expense | $2.04M |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $3.75M |
| Pre-tax Net Operating Income | $1.09M |
| Provision for Credit Losses | $850.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.03M |
| Total Liabilities and Capital | $368.61M |
Securities
| Securities | $29.31M |
| Available-for-sale debt securities | $29.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of West Pointe Bank?
$368.61M as of the latest filing.
How much are West Pointe Bank's total deposits?
$261.12M in total deposits.
Where is West Pointe Bank located?
Oshkosh, WI.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
1.
When was it established?
04/22/1996.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$313.43M (latest filing).
What is the total interest income (latest filing)?
$5.79M.