Sterling Bank
Barron, WI
IDRSSD: 628356
Total Assets
$348.66M
Latest filing
Total Deposits
$313.46M
Latest filing
Net Interest Margin
3.34%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sterling Bank
234 E La Salle Ave
Barron, WI 54812
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1885FDIC Certificate 4176
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sterling Bank (Main) | 234 E La Salle Ave | Barron, WI |
| CHETEK BRANCH | 427 2nd St | Chetek, WI |
| LUCK BRANCH | 2547 State Route 35 | Luck, WI |
| RICE LAKE BRANCH | 311 N Main St | Rice Lake, WI |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1885 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54812 |
| State and County Number | 55005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.sterlingbank.ws |
| Data Updated | 11/14/2025 |
| CERT | 6195 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $348.66M |
| Total Deposits | $313.46M |
| Total Liabilities | $317.07M |
| Total Equity Capital | $31.59M |
| Net Income | $1.32M |
| Net Loans and Leases | $242.09M |
| Assets Per Employee ($Millions) | $6.84M |
| Bank Premises and Fixed Assets | $2.23M |
| Cash and Balances due from Depository Institutions | $8.64M |
| Deposits Held in Domestic Offices | $313.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 16.86% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 57.15% |
| Tier 1 Risk-Based Capital Ratio | 13.608% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.061% |
| Earning Assets to total Assets | 97.13% |
Income and Expense
| Total Interest Income | $4.30M |
| Total Noninterest Income | $325.00k |
| Total Interest Expense | $1.48M |
| Total Noninterest Expense | $1.80M |
| Net Interest Income | $2.82M |
| Pre-tax Net Operating Income | $1.32M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $290.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.81M |
| Total Liabilities and Capital | $348.66M |
Securities
| Securities | $92.08M |
| Available-for-sale debt securities | $16.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $76.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sterling Bank?
$348.66M as of the latest filing.
How much are Sterling Bank's total deposits?
$313.46M in total deposits.
Where is Sterling Bank located?
Barron, WI.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
4.
When was it established?
05/01/1885.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$242.09M (latest filing).
What is the total interest income (latest filing)?
$4.30M.