Waumandee State Bank
Waumandee, WI
IDRSSD: 780955
Total Assets
$350.58M
Latest filing
Total Deposits
$300.27M
Latest filing
Net Interest Margin
4.44%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091808347WAUMANDEE, WI
Key People
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Locations
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Main Office
Waumandee State Bank
S2021 County Road U
Waumandee, WI 54622
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 6655
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Waumandee State Bank (Main) | S2021 County Road U | Waumandee, WI |
| ARCADIA BRANCH | 350 S Nelson Dr | Arcadia, WI |
| MONDOVI BRANCH | 600 E Main St | Mondovi, WI |
| WHITEHALL BRANCH | 36427 Main St | Whitehall, WI |
| DURAND BRANCH | 308 3rd Ave W | Durand, WI |
| BLACK RIVER FALLS BRANCH | 203 Main St | Black River Falls, WI |
| FOUNTAIN CITY BRANCH | 46 S Main St | Fountain City, WI |
| UNION BANK OF BLAIR BRANCH | 123 Urberg St | Blair, WI |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54622 |
| State and County Number | 55011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/28/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.waumandeebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10384 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $350.58M |
| Total Deposits | $300.27M |
| Total Liabilities | $312.22M |
| Total Equity Capital | $38.36M |
| Net Income | $2.11M |
| Net Loans and Leases | $259.14M |
| Assets Per Employee ($Millions) | $5.08M |
| Bank Premises and Fixed Assets | $5.51M |
| Cash and Balances due from Depository Institutions | $22.18M |
| Deposits Held in Domestic Offices | $300.27M |
Key Performance Ratios
| Return on Assets (ROA) | 2.44% |
| Return on Equity (ROE) | 22.23% |
| Net Interest Margin | 4.44% |
| Efficiency Ratio | 40.63% |
| Tier 1 Risk-Based Capital Ratio | 13.107% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.943% |
| Earning Assets to total Assets | 93.12% |
Income and Expense
| Total Interest Income | $5.17M |
| Total Noninterest Income | $1.27M |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $2.00M |
| Net Interest Income | $3.58M |
| Pre-tax Net Operating Income | $2.65M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $653.00k |
| Other borrowed funds | $9.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.45M |
| Total Liabilities and Capital | $350.58M |
Securities
| Securities | $50.31M |
| Available-for-sale debt securities | $50.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Waumandee State Bank?
$350.58M as of the latest filing.
How much are Waumandee State Bank's total deposits?
$300.27M in total deposits.
Where is Waumandee State Bank located?
Waumandee, WI.
What is the Net Interest Margin?
4.44%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
2.44%.
How much are total loans and leases?
$259.14M (latest filing).
What is the total interest income (latest filing)?
$5.17M.