Visbanking Logo

The Peoples Community Bank

Mazomanie, WI
IDRSSD: 420644
Total Assets
$388.11M
Latest filing
Total Deposits
$340.69M
Latest filing
Net Interest Margin
3.63%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

West Pointe Bank
Oshkosh, Wisconsin
→
Assets: $368.52MΔ -0.2%
The Bank of Brodhead
Brodhead, Wisconsin
→
Assets: $367.93MΔ -0.3%
Fox Valley Savings Bank
Fond Du Lac, Wisconsin
→
Assets: $376.54MΔ +2.0%
The First National Bank of Bangor
Bangor, Wisconsin
→
Assets: $355.19MΔ -3.8%
Shell Lake State Bank
Shell Lake, Wisconsin
→
Assets: $349.65MΔ -5.3%
Sterling Bank
Barron, Wisconsin
→
Assets: $348.88MΔ -5.5%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/28/1891
Community BankYes
Ownership TypeNot Mutual
ZIP53560
State and County Number55025
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMadison, WI

Operational Info

Number of Employees52
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/19/2025
Date of Deposit Insurance03/08/1935
Primary Insurance AgencyDIF
Websitewww.thepcb.bank
Data Updated11/14/2025
CERT15046
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$388.11M
Total Deposits$340.69M
Total Liabilities$343.35M
Total Equity Capital$44.77M
Net Income$1.35M
Net Loans and Leases$233.73M
Assets Per Employee ($Millions)$8.09M
Bank Premises and Fixed Assets$4.44M
Cash and Balances due from Depository Institutions$31.22M
Deposits Held in Domestic Offices$340.69M

Key Performance Ratios

Return on Assets (ROA)1.43%
Return on Equity (ROE)12.38%
Net Interest Margin3.63%
Efficiency Ratio57.42%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.535%
Earning Assets to total Assets94.01%

Income and Expense

Total Interest Income$4.71M
Total Noninterest Income$866.00k
Total Interest Expense$1.50M
Total Noninterest Expense$2.34M
Net Interest Income$3.21M
Pre-tax Net Operating Income$1.74M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$960.00k
Federal Funds Sold & Reverse Repurchase Agreement$2.22M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.70M
Total Liabilities and Capital$388.11M

Securities

Securities$101.66M
Available-for-sale debt securities$74.29M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$27.40M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Peoples Community Bank?
$388.11M as of the latest filing.
How much are The Peoples Community Bank's total deposits?
$340.69M in total deposits.
Where is The Peoples Community Bank located?
Mazomanie, WI.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
6.
When was it established?
11/28/1891.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$233.73M (latest filing).
What is the total interest income (latest filing)?
$4.71M.