Bank of Alma
Alma, WI
IDRSSD: 564052
Total Assets
$326.53M
Latest filing
Total Deposits
$161.26M
Latest filing
Net Interest Margin
5.51%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Alma
211 S Main St
Alma, WI 54610
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/20/1986FDIC Certificate 35718
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Alma (Main) | 211 S Main St | Alma, WI |
| NELSON BRANCH | N104 N Main St | Nelson, WI |
| PEPIN BRANCH | 419 2nd St | Pepin, WI |
| WABASHA COUNTY BANK/BRANCH | 730 Pembroke Ave S | Wabasha, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/20/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54610 |
| State and County Number | 55011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/20/1986 |
| Primary Insurance Agency | DIF |
| Website | www.bankofalma.net |
| Data Updated | 11/14/2025 |
| CERT | 26689 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $326.53M |
| Total Deposits | $161.26M |
| Total Liabilities | $162.18M |
| Total Equity Capital | $164.35M |
| Net Income | $3.52M |
| Net Loans and Leases | $180.80M |
| Assets Per Employee ($Millions) | $17.19M |
| Bank Premises and Fixed Assets | $73.00k |
| Cash and Balances due from Depository Institutions | $96.72M |
| Deposits Held in Domestic Offices | $161.26M |
Key Performance Ratios
| Return on Assets (ROA) | 4.32% |
| Return on Equity (ROE) | 8.67% |
| Net Interest Margin | 5.51% |
| Efficiency Ratio | 3.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 50.333% |
| Earning Assets to total Assets | 98.65% |
Income and Expense
| Total Interest Income | $5.15M |
| Total Noninterest Income | $74.00k |
| Total Interest Expense | $731.00k |
| Total Noninterest Expense | $149.00k |
| Net Interest Income | $4.42M |
| Pre-tax Net Operating Income | $4.34M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.49M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $916.00k |
| Total Liabilities and Capital | $326.53M |
Securities
| Securities | $43.52M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $43.52M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Alma?
$326.53M as of the latest filing.
How much are Bank of Alma's total deposits?
$161.26M in total deposits.
Where is Bank of Alma located?
Alma, WI.
What is the Net Interest Margin?
5.51%.
How many domestic offices does it operate?
4.
When was it established?
06/20/1986.
What is the Return on Assets (ROA)?
4.32%.
How much are total loans and leases?
$180.80M (latest filing).
What is the total interest income (latest filing)?
$5.15M.