First Summit Bank
Ryan, OK
IDRSSD: 514356
Total Assets
$32.32M
Latest filing
Total Deposits
$27.63M
Latest filing
Net Interest Margin
5.24%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Summit Bank
527 Washington Street
Ryan, OK 73565
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1894FDIC Certificate 306
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Summit Bank (Main) | 527 Washington Street | Ryan, OK |
| WEATHERFORD BRANCH | 2251 E Main St | Weatherford, OK |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73565 |
| State and County Number | 40067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/18/2019 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbwford.com |
| Data Updated | 11/14/2025 |
| CERT | 399 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $32.32M |
| Total Deposits | $27.63M |
| Total Liabilities | $27.70M |
| Total Equity Capital | $4.62M |
| Net Income | $147.00k |
| Net Loans and Leases | $16.58M |
| Assets Per Employee ($Millions) | $2.94M |
| Bank Premises and Fixed Assets | $1.71M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $27.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 12.92% |
| Net Interest Margin | 5.24% |
| Efficiency Ratio | 67.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.307% |
| Earning Assets to total Assets | 86.87% |
Income and Expense
| Total Interest Income | $497.00k |
| Total Noninterest Income | $90.00k |
| Total Interest Expense | $129.00k |
| Total Noninterest Expense | $310.00k |
| Net Interest Income | $368.00k |
| Pre-tax Net Operating Income | $148.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.08M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $61.00k |
| Total Liabilities and Capital | $32.32M |
Securities
| Securities | $18.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Summit Bank?
$32.32M as of the latest filing.
How much are First Summit Bank's total deposits?
$27.63M in total deposits.
Where is First Summit Bank located?
Ryan, OK.
What is the Net Interest Margin?
5.24%.
How many domestic offices does it operate?
2.
When was it established?
06/01/1894.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$16.58M (latest filing).
What is the total interest income (latest filing)?
$497.00k.