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The Valley State Bank

Belle Plaine, KS
IDRSSD: 1005552
Total Assets
$193.08M
Latest filing
Total Deposits
$165.84M
Latest filing
Net Interest Margin
4.34%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1897
Community BankYes
Ownership TypeNot Mutual
ZIP67013
State and County Number20191
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWichita, KS

Operational Info

Number of Employees44
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/28/1935
Primary Insurance AgencyDIF
Websitewww.valleystatebank.com
Data Updated11/14/2025
CERT15038
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$193.08M
Total Deposits$165.84M
Total Liabilities$170.27M
Total Equity Capital$22.81M
Net Income$540.00k
Net Loans and Leases$106.62M
Assets Per Employee ($Millions)$4.95M
Bank Premises and Fixed Assets$2.59M
Cash and Balances due from Depository Institutions$10.36M
Deposits Held in Domestic Offices$165.84M

Key Performance Ratios

Return on Assets (ROA)1.12%
Return on Equity (ROE)9.77%
Net Interest Margin4.34%
Efficiency Ratio64.38%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.813%
Earning Assets to total Assets95.46%

Income and Expense

Total Interest Income$2.66M
Total Noninterest Income$180.00k
Total Interest Expense$667.00k
Total Noninterest Expense$1.40M
Net Interest Income$1.99M
Pre-tax Net Operating Income$716.00k
Provision for Credit Losses$57.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$2.11M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.33M
Total Liabilities and Capital$193.08M

Securities

Securities$71.28M
Available-for-sale debt securities$71.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Valley State Bank?
$193.08M as of the latest filing.
How much are The Valley State Bank's total deposits?
$165.84M in total deposits.
Where is The Valley State Bank located?
Belle Plaine, KS.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1897.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$106.62M (latest filing).
What is the total interest income (latest filing)?
$2.66M.