The Peoples State Bank
Cherryvale, KS
IDRSSD: 741358
Total Assets
$23.83M
Latest filing
Total Deposits
$17.86M
Latest filing
Net Interest Margin
6.25%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples State Bank
200 W Main St
Cherryvale, KS 67335
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1880FDIC Certificate 10860
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Peoples State Bank (Main) | 200 W Main St | Cherryvale, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1880 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67335 |
| State and County Number | 20125 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Coffeyville, KS |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/04/1948 |
| Primary Insurance Agency | DIF |
| Website | http://www.psbcherryvale.com |
| Data Updated | 01/30/2026 |
| CERT | 16744 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $23.83M |
| Total Deposits | $17.86M |
| Total Liabilities | $19.20M |
| Total Equity Capital | $4.63M |
| Net Income | $163.00k |
| Net Loans and Leases | $20.92M |
| Assets Per Employee ($Millions) | $4.77M |
| Bank Premises and Fixed Assets | $62.00k |
| Cash and Balances due from Depository Institutions | $1.18M |
| Deposits Held in Domestic Offices | $17.86M |
Key Performance Ratios
| Return on Assets (ROA) | 2.98% |
| Return on Equity (ROE) | 13.97% |
| Net Interest Margin | 6.25% |
| Efficiency Ratio | 50.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.439% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $410.00k |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $87.00k |
| Total Noninterest Expense | $171.00k |
| Net Interest Income | $323.00k |
| Pre-tax Net Operating Income | $169.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $40.00k |
| Other borrowed funds | $1.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $616.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $137.00k |
| Total Liabilities and Capital | $23.83M |
Securities
| Securities | $250.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $250.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples State Bank?
$23.83M as of the latest filing.
How much are The Peoples State Bank's total deposits?
$17.86M in total deposits.
Where is The Peoples State Bank located?
Cherryvale, KS.
What is the Net Interest Margin?
6.25%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1880.
What is the Return on Assets (ROA)?
2.98%.
How much are total loans and leases?
$20.92M (latest filing).
What is the total interest income (latest filing)?
$410.00k.