Prescott State Bank

Prescott, KS
IDRSSD: 469250
Total Assets
$16.65M
Latest filing
Total Deposits
$13.71M
Latest filing
Net Interest Margin
3.53%
Profitability

Key People

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Locations

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Main Office
Prescott State Bank
283 E Main St
Prescott, KS 66767
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/26/1904FDIC Certificate 8581

Branches (0)

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NameAddressCity / State
No branch data available.
Prescott State Bank (Main)283 E Main StPrescott, KS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/26/1904
Community BankYes
Ownership TypeNot Mutual
ZIP66767
State and County Number20107
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteHTTPS://ONLINEBANKING.PRESCOTTSTATEBANK.COM
Data Updated01/30/2026
CERT13729
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$16.65M
Total Deposits$13.71M
Total Liabilities$14.19M
Total Equity Capital$2.46M
Net Income$24.00k
Net Loans and Leases$8.60M
Assets Per Employee ($Millions)$3.33M
Bank Premises and Fixed Assets$95.00k
Cash and Balances due from Depository Institutions$5.34M
Deposits Held in Domestic Offices$13.71M

Key Performance Ratios

Return on Assets (ROA)0.57%
Return on Equity (ROE)3.92%
Net Interest Margin3.53%
Efficiency Ratio79.73%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.795%
Earning Assets to total Assets94.49%

Income and Expense

Total Interest Income$208.00k
Total Noninterest Income$8.00k
Total Interest Expense$68.00k
Total Noninterest Expense$118.00k
Net Interest Income$140.00k
Pre-tax Net Operating Income$30.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$431.00k
Federal Funds Sold & Reverse Repurchase Agreement$670.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$48.00k
Total Liabilities and Capital$16.65M

Securities

Securities$1.73M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.73M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Prescott State Bank?
$16.65M as of the latest filing.
How much are Prescott State Bank's total deposits?
$13.71M in total deposits.
Where is Prescott State Bank located?
Prescott, KS.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
1.
When was it established?
09/26/1904.
What is the Return on Assets (ROA)?
0.57%.
How much are total loans and leases?
$8.60M (latest filing).
What is the total interest income (latest filing)?
$208.00k.