Menard Bank
Menard, TX
IDRSSD: 375650
Total Assets
$86.11M
Latest filing
Total Deposits
$78.84M
Latest filing
Net Interest Margin
2.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Menard Bank
201 Ellis St
Menard, TX 76859
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1919FDIC Certificate 2158
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Menard Bank (Main) | 201 Ellis St | Menard, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76859 |
| State and County Number | 48327 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.menardbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3336 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $86.11M |
| Total Deposits | $78.84M |
| Total Liabilities | $78.97M |
| Total Equity Capital | $7.14M |
| Net Income | $444.00k |
| Net Loans and Leases | $12.72M |
| Assets Per Employee ($Millions) | $9.57M |
| Bank Premises and Fixed Assets | $126.00k |
| Cash and Balances due from Depository Institutions | $10.08M |
| Deposits Held in Domestic Offices | $78.84M |
Key Performance Ratios
| Return on Assets (ROA) | 2.1% |
| Return on Equity (ROE) | 28.31% |
| Net Interest Margin | 2.56% |
| Efficiency Ratio | 45.97% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.287% |
| Earning Assets to total Assets | 96.52% |
Income and Expense
| Total Interest Income | $705.00k |
| Total Noninterest Income | $322.00k |
| Total Interest Expense | $183.00k |
| Total Noninterest Expense | $388.00k |
| Net Interest Income | $522.00k |
| Pre-tax Net Operating Income | $456.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $134.00k |
| Total Liabilities and Capital | $86.11M |
Securities
| Securities | $61.27M |
| Available-for-sale debt securities | $60.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $601.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Menard Bank?
$86.11M as of the latest filing.
How much are Menard Bank's total deposits?
$78.84M in total deposits.
Where is Menard Bank located?
Menard, TX.
What is the Net Interest Margin?
2.56%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
2.1%.
How much are total loans and leases?
$12.72M (latest filing).
What is the total interest income (latest filing)?
$705.00k.