The Bank of Houston
Houston, MO
IDRSSD: 848453
Total Assets
$63.36M
Latest filing
Total Deposits
$49.67M
Latest filing
Net Interest Margin
5.56%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Houston
404 S Grand Ave
Houston, MO 65483
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/04/1889FDIC Certificate 8733
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Houston (Main) | 404 S Grand Ave | Houston, MO |
| WILDWOOD BRANCH | 2675 Westglen Farms Dr, | Wildwood, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/04/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65483 |
| State and County Number | 29215 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/03/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thebankofhouston.com |
| Data Updated | 01/30/2026 |
| CERT | 13960 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $63.36M |
| Total Deposits | $49.67M |
| Total Liabilities | $54.21M |
| Total Equity Capital | $9.15M |
| Net Income | $62.00k |
| Net Loans and Leases | $49.83M |
| Assets Per Employee ($Millions) | $2.64M |
| Bank Premises and Fixed Assets | $2.15M |
| Cash and Balances due from Depository Institutions | $2.59M |
| Deposits Held in Domestic Offices | $49.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 2.72% |
| Net Interest Margin | 5.56% |
| Efficiency Ratio | 82.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.63% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.447% |
| Earning Assets to total Assets | 92.53% |
Income and Expense
| Total Interest Income | $1.14M |
| Total Noninterest Income | $260.00k |
| Total Interest Expense | $311.00k |
| Total Noninterest Expense | $911.00k |
| Net Interest Income | $832.00k |
| Pre-tax Net Operating Income | $79.00k |
| Provision for Credit Losses | $102.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.57M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $539.00k |
| Total Liabilities and Capital | $63.36M |
Securities
| Securities | $5.54M |
| Available-for-sale debt securities | $5.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Houston?
$63.36M as of the latest filing.
How much are The Bank of Houston's total deposits?
$49.67M in total deposits.
Where is The Bank of Houston located?
Houston, MO.
What is the Net Interest Margin?
5.56%.
How many domestic offices does it operate?
2.
When was it established?
06/04/1889.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$49.83M (latest filing).
What is the total interest income (latest filing)?
$1.14M.