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The Bank of Houston

Houston, MO
IDRSSD: 848453
Total Assets
$66.16M
Latest filing
Total Deposits
$49.42M
Latest filing
Net Interest Margin
5.38%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/04/1889
Community BankYes
Ownership TypeNot Mutual
ZIP65483
State and County Number29215
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees25
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/03/1934
Primary Insurance AgencyDIF
Websitewww.thebankofhouston.com
Data Updated11/14/2025
CERT13960
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$66.16M
Total Deposits$49.42M
Total Liabilities$57.10M
Total Equity Capital$9.05M
Net Income$167.00k
Net Loans and Leases$47.83M
Assets Per Employee ($Millions)$2.76M
Bank Premises and Fixed Assets$2.15M
Cash and Balances due from Depository Institutions$2.67M
Deposits Held in Domestic Offices$49.42M

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)7.48%
Net Interest Margin5.38%
Efficiency Ratio79.76%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.684%
Earning Assets to total Assets92.4%

Income and Expense

Total Interest Income$1.15M
Total Noninterest Income$266.00k
Total Interest Expense$340.00k
Total Noninterest Expense$872.00k
Net Interest Income$811.00k
Pre-tax Net Operating Income$220.00k
Provision for Credit Losses$-15,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$6.01M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$682.00k
Total Liabilities and Capital$66.16M

Securities

Securities$5.69M
Available-for-sale debt securities$5.69M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Houston?
$66.16M as of the latest filing.
How much are The Bank of Houston's total deposits?
$49.42M in total deposits.
Where is The Bank of Houston located?
Houston, MO.
What is the Net Interest Margin?
5.38%.
How many domestic offices does it operate?
2.
When was it established?
06/04/1889.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$47.83M (latest filing).
What is the total interest income (latest filing)?
$1.15M.