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FMB Bank

Wright City, MO
IDRSSD: 509857
Total Assets
$42.75M
Latest filing
Total Deposits
$39.18M
Latest filing
Net Interest Margin
3.98%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/10/1910
Community BankYes
Ownership TypeNot Mutual
ZIP63390
State and County Number29219
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fmb-bank.com
Data Updated11/14/2025
CERT12225
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$42.75M
Total Deposits$39.18M
Total Liabilities$39.32M
Total Equity Capital$3.43M
Net Income$187.00k
Net Loans and Leases$14.19M
Assets Per Employee ($Millions)$3.29M
Bank Premises and Fixed Assets$1.35M
Cash and Balances due from Depository Institutions$3.78M
Deposits Held in Domestic Offices$39.18M

Key Performance Ratios

Return on Assets (ROA)1.65%
Return on Equity (ROE)23.41%
Net Interest Margin3.98%
Efficiency Ratio80.77%
Tier 1 Risk-Based Capital Ratio14.127%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.9%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.019%
Earning Assets to total Assets86.6%

Income and Expense

Total Interest Income$520.00k
Total Noninterest Income$99.00k
Total Interest Expense$125.00k
Total Noninterest Expense$399.00k
Net Interest Income$395.00k
Pre-tax Net Operating Income$197.00k
Provision for Credit Losses$-102,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$143.00k
Total Liabilities and Capital$42.75M

Securities

Securities$20.50M
Available-for-sale debt securities$20.16M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of FMB Bank?
$42.75M as of the latest filing.
How much are FMB Bank's total deposits?
$39.18M in total deposits.
Where is FMB Bank located?
Wright City, MO.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
1.
When was it established?
12/10/1910.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$14.19M (latest filing).
What is the total interest income (latest filing)?
$520.00k.